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Facing Foreclosure? There is Help Nationwide!

Interesting how people form an opinion when they hear that someone is in foreclosure. Little do they know the history on how people got into this position. Most often it's health related, a divorce or even a bad choice in financing. Whatever the case may be...there is always a story attached to the situation.

Volusia County understands that and I imagine there is help throughout the nation...help to get these human beings back on their feet.

There is help out there......

The City of Deltona offers mortgage assistance to working famlies based on household size, through the Hurrican Housing Recovery Funds. Contact Lori Solitro at (386) 878-8100.
The Salvation Army-(386)738-2406
First Baptist Church in Deland (386)734-5085
St. Barnabas Episcopal Church in Deland-offers rental assistance (386)734-9708.
The Federal Housing Administration's Loss Mitigation Program-(800) CALL-FHA
Volusia County 's Human Services offers rental and mortgage assistance. Daytona Beach, (386)254-4675, in Deland,(386)736-5956 or New Smyrna (386) 423-3309
Volusia Community Service offers mortgage assistance. (386) 943-7029.

If you are interested in selling your Volusia County property and are facing foreclosure please make sure and use a pre-foreclosure specialist. Contact Midori Miller, CENTURY 21 Sundance Realty and remember there is hope!

Disclaimer: The opinions expressed by The Activerain Network and it's members and those providing comments are theirs alone, and do not reflect the opinions of Midori Miller and Century 21 Sundance Realty. Midori Miller and Century 21 Sundance Realty are not responsible for the accuracy or content provided by The Community.

Posted by Florida Real Estate Trainer | Daytona Beach After School Training | Midori on 11/19/2007 11:17 AM

Comments (14)

help for preforeclosure sellers, volusia county home sellers, volusia community service, the salvation army, daytona beach, midori, midori miller

Originally posted at: Daytona Real Estate Training: Facing Foreclosure? There is Help Nationwide!

This post has been included in Florida Information Volusia County, FL Information
Post is included in group: Rain For Change

14 Comments on Facing Foreclosure? There is Help Nationwide!

NOV

2007

So true..there are definitely places that might be able to help if you know where to find it.

A portion was published in the newspaper this morning with a several page spread. Yes, there is help but most often times seller's are afraid to ask....this is great for any realtor in the business .

Great blog on a subject that is becoming all to common these days. I hope your blog gets a great response!

many of the mortgage companies (after about a dozen or more phone calls) are starting to listen to reason and adjust rates and monthly payments - the loss mitigation department is the place to start! something is better than an empty house sitting on an already full market!

Midori,

This is a very timely post and hopefully those that need the help will find it.

Midori,

This is good Info! I am glad you wrote this.

Great Consumer Info,

Tom Weiss

Barbara Jo and Bill-yes they are listening...one of the things I want to stress to seller's there is help available. and they really need to know they are not alone!

Midori, as I understand it, to take advantage of any of the state or federal programs available to people facing foreclosure, those people have to have good credit. From what I know, most of those people trashed their credit trying to keep up with their bills and their mortgage payments. It was a situation unforseen by them and of course financially unmanageable. So, if one has bad credit is there anything out there available for those people?

Monika-I agree...hope they are reading!

Tom-Thank you...

Terry-that is not the case. The Salvation Army does not care what type of credit you have...they are here to serve. Same with the churches...These organizations help people either to save their homes by providing the funds to make them current, or give as a gift for rent. Each organization is different each qualification is different. Loss mitigations is not going to re-finance them but step in to help them get a payment arrangement through their banks.

Hi Midori - this is a great resource post for those in need of this kind of help. I hope those in need will see this and reach out for help.

Ann

Ann-This info was available Sunday, within the 6 page spread of our declining market. Let's just say..it was a very ugly picture of our local market and local economy...fortunately they did post this helpful info

NOV

2007

Midori - Great post. Most people fail to see the human side. It is not alway because someone buy more than they could afford. A growing factor is health related, it does not take much to get wiped out by medical expenses. Divorce has also pushed many women and their children into poverty which usually mean the house goes. I am sure any help is appreciated.

Midori - Excellent information. There is info available and we need to know where to refer folks if we can't help them.

NOV

2007

I just wanted to agree that part of the problem is the perceived stigma attached to the word foreclosure. People are ashamed and think that we will think less of them. Then they wait and struggle on their own. They usually don't ask for help until the situation is desperate and they are about to lose everything. Most of the people I talk with in this situation have lost their jobs. That is certainly not a situation that was created themselves. As real estate professionals we have to have the information they need. The programs mentioned above are great. Thanks for taking the time to type them all out.

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