Security Bars - from the appraiser's view point.

My neighborhood used to have security barred windows and doors all over the place... as if it was an epidemic but not all that necessary (sort of like vinyl siding or chain link fences). 

I must say that I kept our security doors up to give the dogs a nice breeze whether we were home or not, but the windows really make a place feel (and act) like a jail from both inside and out. I wish there were more affordable options out there, but at least the states are stepping up and realizing the dangers.

I've often wondered why this issue doesn't seem to be covered by a disclosure such as those required for water heater strapping and smoke detectors.  Quick-release mechanisms are just as important because even if the smoke detector works it doesn't make a bit of difference if the exit is blocked.  Our current standard California Association of Realtor forms don't mention this issue anywhere - including in the new agent's visual disclosure form.  Hopefully they'll rethink this when they update some of these forms.  I think it would make lots of sense to have a section where the agent is required to 'check-the-box' so show that they inspected the water heater, smoke detectors and quick-release mechanisms.

I have been asked by lenders NOT to mention either way if there are security bars or not just so they can close a loan!  Even when they are clearly seen in the photos!  But I agree, they can be a safety concern and it seems that lenders should be diligent in prescreening a house so that there is less "issues" that arise upon an appraisers inpsection and disclosures!

Wow! I haven't been asked to do anything like that, but I'm sure there will be such a day.

 I always indicate if there are bars on windows and if there are releases or an alternative exit. I just had one where there were bars on a den window and a slider. My photo of the rear didn't show the door clearly, so the lender asked me to go back out to take a picture of the door. I'm glad I have clients that are not trying to overlook such possible dangers.

There are lots of properties in my area with security bars.  Mostly older homes in areas with potentially higher crime rates.  I always include individual pictures in my reports of each security bar setup located on all sides of the structure.    I also  ALWAYS  mention security bars and condition in reports.  It's called  Disclosure.   I addressed that issue not too long ago  Disclosures May Hurt a Deal - Non-Disclosures Will Get You Sued!  Alisa is right about potential liability.

I also explain to the borrower or property owner that the lender will most likely require the bars be removed if they do not have quick releases before the deal can close, and I will have to do a final inspection for the lender when they have been removed.