In any industry, the question begs the answer.  What makes him/her good at what they do?  What makes a good mechanic, doctor, bartender, secretary, plumber, insurance agent, stock broker, professional roller derby referree, etc, etc, etc?  For this forum, this less than insightful and totally ridiculous blog, I will focus on the financing professionals in the real estate industry, Loan Officers.  So I say, in fact I beg, and the question is, "What makes a good Loan Officer?"

                                                         A Good Loan Officer:

-  Tells you what you want to hear

-  Always has the lowest rate and no fees

-  Wears a badge

-  Works a long & grueling 20 hour work week

-  Never delivers bad news

-  Is too busy to return phone calls promptly

-  Delivers rate sheets & donuts to their realtor friends

-  Charges Application Fees

-  Can quote you accurate rates just by you asking the question, "What's your rate?"

-  Can take your application in less than 5 minutes

-  Doesn't worry if you think your property is only worth $350K and you need $400K to make the loan work, they 'Know A Guy'

-  Can get you a mortgage for a $350,000 house at the low, low, payment of $650.00 a month and never mind what is going on 3 years down the road.

-  Is a fast-talking, smooth walking, kiss stealing, dealing & wheeling, works at home in their bathrobe son of a gun.