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Do You Remember Your First Experience In Your Real Estate Career???

By
Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149

 Things that we experience for the “First” time tend to be everlasting memories.  The first birthday that we are able to remember, first day of school, first best friend, first fight, first date, first kiss, first car, first accident, first speeding ticket, first house, birth of your first child, well I think you get the picture.  But there is one “First” that I did not mention that I will also never forget, and that is my first loan.

I remember that right after I became a Loan Officer, and before I came out of training, a friend of mine approached me and told me that once I was out of training that he wanted to refinance his house.  I asked him if he was planning to do some additional work to the house, consolidate some bills, or was he just simply looking to lower his interest rate?  He told me NO to all of these questions. 

So my next question was why do you want to refinance?  His response was one that I will never forget.  He stated that we had been friends since he was a teenager, I watched him grow up, and was there for his father when he needed someone to encourage him.  But these were not the only reasons, he wanted to be my “First” loan.  I did not know what to say except thank you.

The whole time I was going through training, I looked forward to doing the loan, and wanted to do the very best job that I could at putting it together.  Luckily for me it was not only my “First” loan, but it was probably the smoothest loan I have ever done.  It was a great start to a career that I truly have enjoyed doing each and everyday since then.

I have done many more loans since this then, but there is none that I remember more clearly, or that was more satisfying then this Loan.  I am sure that I am not the only one on ActiveRain that has a memory such as this, and who also vividly remembers their first loan, or the first house that you sold or listed.  We also have several Stagers and Appraisers on ActiceRain who probably still remember the first house that you staged or appraised.  I hope that you take the time to share that experience with us as part of this Post or in one of your own.  I look forward to reading them, and please let me know if you post one.

 

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Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com

Posted by

George Souto
NMLS# 65149

C (860) 573-1308
CALL 7 Days/Wk
Fax (860) 760-6891

Email Me
About Me
My Blog

I am a Mortgage Loan Officer who can assist you with all your mortgage & refinancing needs in
CT, and RI

I can assist you with your Conventional,
FHA, CHFA, VA, USDA, & 203K loan programs.

I reside in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Haddam. E. Haddam, Higganum, Chester, Essex, Deep River.

 

Comments (55)

Trevella Williams
Aloha Coast Realty, LLC - Hilo, HI
Realtor, Salesperson, ABR SFR
Yeah, it was great (she says nostalgically), but none of the other agents will cut me any slackeven now, I dare not grouse about anything (even the coffee being cold!) or I get a load of grief! "whoa, miss High Roller, who made more in one commission check than my entire year to date". You can just imagine...I think everyone at my office watched the progress on the escrow as closely (or more closely!) than I did!
Dec 27, 2006 09:59 AM
Karen Hurst
RICOASTALLIVING.COM - Warwick, RI
Rhode Island Waterfront!

George,

I started a group a couple of weeks ago for Real Estate Rookies. There are some very cute stories in here. Would you mind joining the group and reposting this blog in there? I am also hoping to get Real Estate Professionals to join and give advice.

Dec 27, 2006 11:11 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Trevella, for a 1.9 million dollar sale, they could tease me all they wanted....LOL

Karen for you of course I will.  I will do it right now. 

Dec 27, 2006 12:35 PM
Trevella Williams
Aloha Coast Realty, LLC - Hilo, HI
Realtor, Salesperson, ABR SFR

Too true George! ;)

Dec 27, 2006 01:37 PM
Ann Guy
NA - Allentown, PA
I am embarrassed because I, for the life of me, can't remember my first R/E loan.  I can tell you it was in September '95
Jan 12, 2007 07:20 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Ann, I am surprised at you, that is like your first kiss.  One thing good though is that it must have gone smoothly, because if it hadn't you would defiantly remember.....LOL

Jan 12, 2007 08:28 AM
Brande Bradford
Keller Williams - McDonough, GA
Realtor

I remember my first real estate experience...

I put a sign on a quadraplex I was going to sell.  It was 20 minutes back to the office, when I got there I had a call to show it. Within three hours after putting the sign on the property, I had an offer and that night at midnight (which was how long the offer was good for), I had a deal.

I sure wish they were all like that!

Brande Bradford
Bradford Realty Group

Feb 05, 2007 11:01 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Brande, WOW what a first experience.  And I agree they should all be like that.
Feb 05, 2007 11:05 AM
Ron Withers ----Retired Mortgage Professional
Kissimmee, FL

George,

C'mon man....you are asking for to much after a long day. I would have to go back to when they invented dirt...I'm going to have to think on this one?

Feb 05, 2007 11:10 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Ron, that sounds like a long time ago, but I am sure you can remember.  There is never another one like the first one.
Feb 05, 2007 12:15 PM
Dena Stevens
Rocky Mountain Realty - Canon City, CO
Putting The Real Into Realtor Since 2004
You just inspired my next blog - thank you! Thank you gift is on the way - sushi!
Feb 05, 2007 01:19 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Dena, always glad to be of service, and I look forward to reading the Post.
Feb 05, 2007 01:31 PM
Liz Foley
Keller Williams Realty - The Steven Chicoine Team - Sanford, ME
Cheerfully serving your real estate needs!

I remember my first showing - to tell you the truth, I am surprised I wasn't arrested!  Here's why: I had been licensed for a couple of weeks and still had my training wheels on.  Another agent in the office had set up a showing for one her of listings, a mobile in a park.  She handed me the keys, and I, being very grateful, thanked her profusely and went on my way.  Had never met the client before, she was just giving him to me - just wanted the listing sold. We met at the offices and took one car to the mobile. I had the listing sheet, and read the number off of it - unfortunately, the numbers on most of the homes were missing!  So we looked at the listing sheet and determined that one on that road must be the home - looked just like it, ya know?  So we pull up, I knocked on the door as I still do to this day (you know, just in case!) put the key in, turned the knob and walked in.  No problem, right?  We walked in - the place was SO MESSY!  We walked through, but the client was most definately NOT interested.  Towards the end of the walk through it, I referenced the listing sheet for an answer to something.  Oddly, the place should have had 3, not 2 bedrooms!  Guess what!  IT WAS THE WRONG HOUSE!  Talk about embarrassing!  Never did hear from that client again - and me, think the first clue should have been the condition it was in! All I can think of now is - what if someone had been doing something we REALLY didn't want to walk in on or something - or if there was a dog laying in wait - wow!  We took off, and that was that.Color me red!

I am now VERY careful about knowing exactly where the property is!

Good post - took me back a few years!

Feb 09, 2007 12:23 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Liz, that is funny.  Maybe you should bring a camera just in case you do catch someone doing something.....LOL
Feb 09, 2007 01:39 PM
Chuck Ethridge
North Idaho Dream Team - Coeur d'Alene, ID
I was dropped into a busy team at such a busy time of year, I have no idea exactly what my 1st experience was. I couldn't even tell you what my first sale was. Wish it were like that all the time.
Feb 22, 2007 10:01 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Charles, yes it would be nice to be busy all the time, but it is a shame that being so busy kept you from enjoying that special "first sale".  Hopefully there have been other sales in your carreer that you will remember for a life time.
Feb 22, 2007 11:51 AM
Deborah Richter
Century 21 Bowden Realty - Weddington, NC
Your Agent NOW!
Thank you for sharing - that post really made me think!
Mar 08, 2007 11:43 AM
One MillionClosings.com
OneMillionClosings.com - Orlando, FL
Yes, I remember my "first" sale very well.  I was newly licensed and had just completed training in new home sales for a major homebuilder in Atlanta.  I started on a Friday in my new role of onsite sales.  I totally expected the senior agent for the subdivision to be there on my first day.  I began to shake when I learned she wouldn't be in and I was on my own.  I thought, what am I going to do if someone shows up to view these homes and has questions....I've never shown homes before.  Well, I followed all of the steps and techniques that I had learned in training and two days later landed my first sale!  I was thrilled when I asked for the sale and the couple said YES.  I hurried back to the sales office and told the senior agent they want to purchase!  Well, I went on to sell and close the remaining 7 homes in that subd in less than 30 days.  I thought, wow I love real estate sales!
Mar 22, 2007 04:16 AM
Pedro Nunez
FP United Realty, Inc - Orlando, FL

WOW, the "First" time! No matter what it is in our lives. The "first" time is always memorable, to say the least J

I do remember my "first" Home sale. My body still aches just thinking about it. It involved the SALE of my clients' home and the PURCHASE of their new Home in the same week. EXCELLENT right?  Well yes, except that the Home they SOLD, which they still occupy, CLOSED a day before the Home they just purchased!  No big deal, right? Well no, unless the BUYER of my clients' home is scheduled to do the FINAL WALK THROUGH two hours before CLOSING and my clients are still moving their things into the U-Haul Truck!... So, what is a Realtor ® to do? Well not necessarily what "I" did, but hey, is my FIRST deal and I don't to risk loosing it! So, I put my Super-Hero jeans on and started loading the moving truck! J   The buyer showed up for the WALK THROUGH right when I was carrying the ENTERTAINING CENTER (She went way out of her way to be understanding!), we ALL went to the closing table (I changed my jeans and dirty shirt with a more "presentable" attire) everybody signed, then I went back with my clients to finish moving and clean the home.

Ahh.. that memorable "first" time! It's GREAT being a Realtor ®

 

Pedro Nunez

Realtor ®

Kissimmee, FL

http://www.pnunezrealtor.com/

 

Mar 22, 2007 05:07 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Karen, that is a great experience.  I hope that you have sold several more since then.

Pedro, I don't think I would ever forget that experience either.....talk about going the extra mile for that first sale.  Good job!!! 

Mar 22, 2007 09:55 AM