You could grow a fortune by doubling your salary... or the other (far easier) way is to...

Slice Your Spending in Half

The First Super Saving Secret: Save $310 on a new mattress

When it comes to a good night's sleep, you don't want to be searching around for bargain mattresses. So expect to spend about $800 for a quality queen-size mattress.

The best place to buy? Hit the mattress specialty store or a department store where you can do a test rest. They'll typically give you the best return and exchange policy -- and you'll get the most wiggle room for negotiating price. Don't think brands like Tempurpedic or Select Comfort won't deal -- they will. Prices are extremely fluid -- though retailers would rather keep that under wraps. Always be sure to ask when the next sale is scheduled and if you can get a discount for buying multiple beds.

The Second Super Saving Secret: Slash Your Grocery Bill by Up to 60% or $120 per week!

A grocery store cashier once looked at me and said, "If we didn't have to buy groceries, we'd all be rich." It's so true. But you can slice that bill way down and be on the road to riches.

You don't have to make a detailed shopping list or clip coupons to cut costs significantly. Just remember these simple rules:

1. Good way to save: You can save as much as 50% by choosing no-name brands. ShopSmart found that all of the 65 store-label products it tested were at least as good as the brand-name grub.
   
   
2. Better Way to Cut Costs: Stick with the conventional, non-organic (a.k.a. "cheaper") varieties of bananas, avocados, asparagus, and cauliflower, which have fewer pesticides than other fresh products. (And because testing on seafood isn't standardized, you can skip the organic fish, too.)
   
   For apples, nectarines, peaches, pears, tomatoes, spinach, strawberries, baby food, meat, and chicken, the organic versions are usually worth the higher price tags.
   
   
3. Best Way to SAVE: Watch the waste. The average household spends about $3,300 on groceries (it's closer to $5,000 annually for families), and we toss 14% of what we buy. Use a list to shop for necessities to avoid throwing $38.50 down the disposal each month -- that's $462 a year! (Families waste an average of $58.30 a month, or $699.60 annually.)

      5.    For You Women Who Love to Shop.  Try the sale racks at all clothing stores and the mall.  You will be

          surprised to find items you will love.  Or for you that dont mind second hand stores. 

     Christmas shopping,  try to limit yourself,  if you cant find a gift maybe you can cook, bake, sometimes the custom or home made gift is the most remembered.  Gift card like visa card I know kids these days love that.

Have fun shopping!!