Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Theory gives us the cause and effect, and history gives us the timing!
Few people believe it, because most folks don't heed warnings. Personally, I don't blame them, since there are many voices pointing in many directions. Former USSR President Gorbachev is reported as saying, "I have 100 economists and one of them is right, but I don't know who."
Only when the next recession occurs will some people pay attention to the real estate cycle story. But few will heed the really important lesson -- how to eliminate the business cycle. There are two causes and two remedies. The financial cause is the manipulation of money and the interest rate by the monetary authority. Does anyone else wonder if central banking could be replaced with free-market money and banking? What would happen? Predications?
The other, more important, cause is fiscal-sponsored real estate speculation. This market-hampering speculation is juiced by money expansion and by fiscal subsidy. Government public works pump up land values, and fuel speculative purchases. The remedy is to have landowners pay their way, by tapping land rent or land value for government revenue. Public goods generate land rent, so landowners would be paying back value received. That would take the subsidy out of landownership and calm the cycle.
During a real estate boom, owners are mesmerized by the idolatry of ever increasing land values. Rising land value is the great bail out, as banks and owners figure they can sell out at a profit. But the rapid rise of land values is unsustainable. The bubble does not quite pop -- it plateaus in some places and drops a bit in other locations. In places with many foreclosures, prices fall. Most sellers hold out for sales at previous prices, so the inventory of properties for sale gets large.
The deeper, and mostly unseen, problem of the real estate boom is the that the high cost of real estate, combined with higher interest rates, make further investment generally less profitable. For example, the construction of residential housing is in recession. As economic investment in capital goods falls, workers in those industries become unemployed, and their demand for goods falls, and the economy falls into a recession -- falling GDP. This has not quite happened YET, but the financial waterfall looms in 2008.
The last real estate recession was in 1990, and real estate has been on an 18-year cycle, with the next downturn scheduled for 18 years after 1990, thus 2008.
Free banking and land-value tapping would eliminate the real estate and business cycles. But intervention is so deeply rooted in the economy that federal money and real estate swings seem natural to most folks. But there is nothing natural or free-market about depressions. Recessions and depressions are caused by statist interventions that distort the economy.
Freddie Mac and Fannie Mae are themselves government-sponsored consolation prizes rather than free-market enterprises, and are ultimately part of the real estate problem rather than the cure.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.