Are you a first time home buyer trying to save for your home purchase in Washington DC? It is really hard to amass that money to get you into the process. The Department of Housing and Urban Development has developed a program called HPAP, HOME PURCHASE ASSISTANCE PROGRAM, to help buyers below the median income level to save for their first home.

Here is how it works. You apply and are accepted by one of the 6 community based organizations in Washington DC who are part of the HPAP program. You have to live in DC and make less than $68,750 if you are single, or $78,650 for a 2 person household. 

Maximum Household income

1 person   68,750

2 people   78,650

3 people   88,400

4 people   98,250

5 people  104,350

Community organizations to apply to are below:

Housing Counseling Services
2410 17th St, NW
Washington, DC 20009
202-667-7006

Marshall Heights Community Development Organization
3939 Benning Road, NE
Washington, DC 20019
202-396-1200

University Legal Services
220 I Street, NE, Suite 130
Washington, DC 20002
202-547-4747

University Legal Services
3220 Pennsylvania Avenue, SE, Suite 4
Washington, DC 20020
202-645-7175

Latino Economic Development Center
2316 18th Street, NW
Washington, DC 20009
202-588-5204

Lydia's House
3939 South Capitol Street, SW
Washington, DC 20032
202-373-1050

You take some classes offer by these organizations and for every dollar you save in a savings account in your name at this organization, $3.00 will be added. So $1,000 of your money becomes $4,000!!!!

One of my clients did this and he is now buying his first condo :  )

Find out more by going to The Development Corporation of Columbia Heights  and The Greater Washington Urban League.

I hope this will help you to reach your goal of homeownership.

Best,

Debbie Jensen

www.AtHomeWithDebbie.com