In order to qualify for the HARP Deal, your loan must have been closed and committed/delivered to Fannie Mae (FMNA) or Freddie Mac (FHLMC) prior to June 1, 2009. Fannie's version of the HARP Deal is called the DU Refi Plus. Freddie's version of the HARP Deal is called LP Open Access.
Both Fannie and Freddie have "look up" tools for your convenience:
FNMA: www.fanniemae.com/loanlookup/
Freddie: www.freddiemac.com/mymortgage
Ineligible Loans:
- Any loan currently in default
- delivered to FNMA/FHLMC on or after June 1, 2009
- government loans
- reverse mortgages
- any loan other than a 1st lien
Questions regarding the HARP Deal? Contact Kevin Kueneke Mortgage Loan Officer with Amerifirst Financial by calling (760) 500-1919 or go online to: www.kevink.amerifirst.us
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