The HARP Deal 2.0, Can You Choose Your Own Lender?

The HARP Deal 2.0, Can You Choose Your Own Lender?

YES YOU CAN.  A common misconception regarding the HARP Deal 2.0 is that borrowers can only take advantage of the expanded refinance guidelines of the HARP Deal 2.0 if they refinance through their current servicing lender.  This is not true. 

The DU Refi Plus program (Fannie Mae) and the LP Open Access program (Freddie Mac) may be offered by any lender selected by the borrower because DU and LP will automatically determine whether or not Fannie/Freddie are the owners of the loan.  This is regardless of the lender entering the casefile for the HARP deal 2.0.

However, someone looking for a loan modification instead of the HARP Deal 2.0 would be better off contacting their servicing lender.

If you are ready to see if you qualify for the HARP Deal, contact Kevin Kueneke with AmeriFirst Financial today by calling (760) 500-1919 or inquire online at: http://www.kevink.amerifirst.us/