Are you feeling lost with your current California Home Loan? You don't know when your home loan is about to adjust...But, you know it's soon! You don't know when it is going to "flip to an adjustable rate." You don't know when the prepayment penalty is over from your previous refinance.

Don't feel alone! There are thousands of California home owners  that are going to refinance their homes in 2008, getting out of their adjustable rate mortgages and back into a "fixed loan." Why? They are recognizing an increase in their monthly payments and it is putting pressure on their monthly budgets. These homeowners want to take back the control in their monthly payments and their mortgage, while taking advantage of low long-term 15,20,30 and now 40 year fixed loans!

If you fit into this category...feel free to give us a call. We'll take the time to treat you right and go through your individual scenario. We'll even tell you if we think you should stay in your current loan, if it works to your advantage!

There are lots of things to take into consideration when you are looking to possibly refinance your home. Making sure that you are in good hands, we'll keep you informed throughout the entire loan process and we typically take 3 to 4 weeks from start to finish. So give us a call...

We seek Win Win relationships with our friends,family and clients.

Scott Gormley
Broker/Owner
Oak Valley Mortgage
2006 Chico Assoc. of Realtors Affiliate Chairman
Direct: 530.592.8362
Fax: 530.267.5555
Website: http://www.CALoan.com

"You find the perfect home, we'll find the perfect loan!"