The best time to buy stocks are when the prices are down. Well, rates are down and so are house prices. The national media talks about the housing market slow down. Does that mean you should wait until it's a thriving seller's market to buy? If you're a first-time buyer, now is REALLY the time. If you're selling and then buying, waiting for a market where you can get a higher price for your sale means you're going to pay a higher price when you buy. The only way to ideally come out ahead is if you buy now and sell later, hence having two homes, which could mean two mortgages. Your home purchase and mortgage are the biggest pieces of your personal financial plan. Take advantage of your buying power and low rates.