Photo by B Rosen
According to credit reporting bureaus Placer County has 1044 homeowners with at least 1 late mortgage payment: 370 are 30 days late, 181-60 days late, 100-90 days late and 393 are more than 120 days late.
El Dorado shows 485 homeowners with at least 1 late mortgage payment: 185 are 30 days late, 71-60 days late, 46 are 90 days late and 183 are 120 days late or more.
There is help and there are options. In California it is illlegal to charge distressed homeowners for assistance with modifications or related services to remedy mortgage lates. The sooner you act to find out what your options are and arm yourself with knowledge the more time you will have to prepare and have more solutions to help you plan strategies.
There are several consumer protection laws that, unless extended will expire this year. Don't let the clock run out and leave you in a worse situation than you think you are in now.
Get a free Home Owner's Guide eBook from www.HomeRetentionConsultant.com
Whether you want to keep your home or move on, you need to be proactive. For guidance and information, just reach out. Compassionate, non-judgemental help is available for free.
530-823-5783
Comments(0)