Refinancing a VA Home Loan in California

If you’re interested in refinancing a VA home loan in California, I have good news! 

As of February 2012, Veteran California homeowners who owe more than their home is worth can take advantage of today’s low interest rates through a new program. The VA IRRRL Program (Interest Rate Reduction Refinance Loan) streamlines refinancing a VA home loan in California. There are no appraisal, income or asset requirements needed to qualify.

This means that even though home values have dropped, refinancing a VA home loan in California is still a possibility. If you currently have a VA home loan, you’re eligible to refinance under this program, which could drastically lower your payments. And with express funding, you could be completely finished refinancing a VA home loan in California in as little as eight days!

You just need to be current on your existing VA home loan. Previously, refinancing a VA home loan in California was more difficult because an appraisal was required, slowing down the process and costing homeowners more money. Now, the process is much more streamlined, offering struggling homeowners the opportunity to get back on track. We are a direct lender who is familiar with the VA IRRRL Program and can help you start the process of refinancing a VA home loan in California just as soon as you are ready. 

There are so many reasons to see if refinancing a VA home loan in California makes sense for you. I’m the Southern California VA Refinance Program Manager, and I can help you start the process for refinancing a VA home loan in California. If you’re interested in learning more, please give me a call today!