Are you looking for a California Generation X Mortgage Broker?

One that uses technology to stay on the cutting edge, saving you time, money, hassles and confusion by keeping clear lines of communication throughout the entire loan process through the latest means of communication...

One thing has become clearly obvious to me, since I have been in the Real Estate/Mortgage business....

There is a large discrepency between those Real Estate professionals that "streamline" the real estate/mortgage process and there are those that choose not to adapt to the changing times. Why? It's hard, different and human nature for people to get in a "comfort zone" and simply not want to change.

When my dad started in the Mortgage business over 25 years ago, the home loan process would literally take 2-3 months! Now, with the use of cell phones, pda's, laptops, fax machines and other devices, the process is much faster. Atleast...for some...

With Oak Valley Mortgage and Beach Town Mortgage, I tell my clients to get a hold of us within 3 weeks of wanting keys to a home or their existing mortgage refinanced.

I have formed my companies around the basis of being as "super-streamlined" as possible. What does this mean for you as a client?

-Less Hassles and Faster Turn-Around Times!

-Reduced Overhead, allowing us to pass the savings to you!

-Your complete California home loan application can be filled out on our secure website!

-All of your faxes are saved as a pdf file, which are saved and forwarded to the banks, saving valuable time and trees.

-We have 24/7 access to "pull up credit reports" from all 3 credit bureaus. We always send our clients a copy of their tri-merge credit report via email within minutes of ordering it. This allows us to look over the credit report together to find discrepencies to be resolved.

-We carry iPhones, allowing us constant access to emails for clear lines of mobile communication!

-We use Instant Messangers!

Feel free to call me if you have any questions. I leave myself readily available to our clients, especially on the weekends! 

Scott Gormley

Broker/Owner

Oak Valley Mortgage and Beach Town Mortgage, Inc.

Direct: 530-592-8362

Email: Scott@OakValleyMortgage.com

"You Find the Perfect Home, We'll Find the Perfect Loan!"