I was honored when Jeff Belonger asked me to write this review. This is the first time I've written the Week in Review and I spent most all of last week thinking about what I would use as the theme. I also have seen so many different excellent mortgage posts from so many different and excellent loan officers. Hey guys, we have some great talent here!

So what makes a great loan officer, great? Is it product knowledge? How about salesmanship? Negotiating abilities? Communications skills? Financial know how? Legal and contractual IQ?

You know the answer - it's a combination of all of these ingredients and more.

For my Mortgage Week in Review I chose to highlight the best of the best in each of these ingredients.

With the holiday season upon us, and my underlying theme of ingredients, my theme for this post became obvious.

Cioppino!

Michael Chiarello and I have a little history together so I chose his recipe to feature.
I've linked his picture to the recipe on FoodNetwork.
Nothing says Happy Holidays like a great Cioppino, and a good bottle of spicy Zin or Sangiovese!




For a Great Cioppino, gather the following...


The Base
2 quarts fish fumet or stock -
You need to start with a good base. It's the foundation that everything is built upon.

The Body
a pinch saffron -
Nothing adds body like a hint of saffron. Wars have been fought over this simple flower part.

The Lubricant
6 tbs. olive oil -
A good oil can bring the flavors together, and it can also keep items apart.

The Aromatics
5 large garlic cloves, 2 medium onions, 1 head fennel -
Aromatics fill our senses. They draw attention to particulars we might have passed too quickly by.

The Dry Spices
Grey salt and freshly ground black pepper, 1 tbs. toasted fennel seed, 1 bay leaf, 1 tsp. dried oregano -
Although these are considered dry, they are still very potent when used appropriately.

The Acids
2 tbs. tomato paste, 1 (28-ounce) can whole plum tomatoes -
It's the acid in food that delivers the spark. A wine without acid is flat. The proper use of acid in food delivers that same spark and vibrancy

The Wine
2 cups dry white wine, 1/2 cup Pernod -
Some say wine make the world go round - I say it's the wine that makes Cioppino SING!

The Heat
5 whole jalapenos -
The heat of the Jalapeno brings out the intensity of the flavors. Cooking for just myself, I prefer the slightly hotter Serrano. If I'm cooking for the family, it might be the low level Poblano. To each their own.

The Herbs
1/4 cup fresh chopped parsley leaves, 3 tbs. fresh chopped basil leaves, 2 tbs. fresh chopped tarragon leaves -
Fresh herbs. There's nothing like fresh to bring out the best in a dish. Never substitute frozen when you can have fresh.

The Fish
2 lbs. littleneck clams and PEI mussels, crab legs, large shrimp, 2 lbs. halibut fillet, 3/4 lb. sea scallops -
Everyone knows to use only the freshest fish. Just one piece of bad fish will ruin the whole dish. Know where your fish comes from and how fresh it is. Do your homework.

The Butter
1 stick unsalted butter -
Butter brings it all together. It makes everyone happy. Always invite butter to the party.

All in all there is nothing like a great Cioppino to help celebrate the holidays.
And like a great loan officer, a great Cioppino brings together many different ingredients.
It's the combination of those ingredients and not one single ingredient that makes both great.

NOTE: I read every single post written by a Loan Officer or Mortgage Company over the last week. Every single one! It was the first time I had done this. I was surprised at how many posts were cut and paste hacks, or reposted over and over again in hopes of Search Engine Rankings. If I found your first post wonderful and enlightening, it was eliminated when I saw it reposted again with just a few keywords changed.
Also, if your post started out as great but was abruptly halted with a Read More... it wasn't really a post here on ActiveRain was it? Sorry about that.
If your post was marked by a splot it wasn't good enough for AR, so I figured it wasn't good enough for me.

What I did learn was that it was so easy to make the Mortgage Week in Review. All you have to do is write compelling original material. Do that and do that once.

Enjoy the Cioppino and Happy Holidays!


The next 3 members :

1. Cheryl Hale 12/17/07 through 12/23/07

2. Jeff Belonger 12/24/07 through 12/30/07

3. Jason Sardi 12/31/07 to 01/06/08

Mortgage blogs by loan officers Here is a list of Loan Officers. If you are not listed, please email Jeff Belonger to be added. This way the person doing the Mortgage Pro week in review can try and find most mortgage related posts in one section. ActiveRain is growing rapidly and it is difficult to keep up.... If you think you have been ignored, you have not. This is open to all!!!

MORTGAGE PRO Week in Review A repository for the Mortgage Week in Review. Please don’t hesitate in joining this group.

There will be no recreations of any type regarding the titles or content of this group or Review without the permission and expressed written consent of the Group's founder- Copyright 2007©

 
Post is included in group: MORTGAGE PRO Week in Review

37 Comments on Mortgage PRO Week in Review -- 12/10/07 through 12/16/07

Lots of good reading here Mike.  I find the mortgage articles as interesting and necessary as the real estate posts these days.

Thanks.

 

12/16/2007 07:48 PM by Lenn Harley, Homefinders.com, MD & VA Real Estate


Mike... wow, this is incredible. Extremely creative, let alone, some great posts here. I am glad that this is taking place, because I missed most of these. Thanks for the great job and also thanks for the several mentions.  PS>.. I loved the splat thingy. And you are so right on that one. If it has that icon, it should not be mentioned, because it was copied material.

jeff belonger

12/16/2007 07:55 PM by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages -- Mortgages (Infinity Home Mortgage Company, Inc)


Mike this is fantastic, looks great and great read. You did good.

12/16/2007 08:35 PM by Missy Caulk Ann Arbor Realtor Ann Arbor Real Estate (Keller Williams Ann Arbor)


Mike,

Did ya have to be so gosh darned good the week before I do my review  LOL. 

What you said about the ingredients is so true.  At lot of folks think we are just "order takers" who fill out an application, turn it over to a processor and that's it.  It goes way beyond that.  We have to be on top of lender guidelines and have the experience and ability to"pre underwrite" loans. 

BTW, Michael Chiarello is one of my favorites. Grey salt rocks!!

And you are so right..let's post to inform and educate, not to copy and paste and earn points.  OK, I'm off to read some of the posts I missed. This next week is going to be challenging and fun for me.

12/16/2007 09:08 PM by Cheryl Hale - South Florida Mortgage Lady (Boca Raton Mortgage Broker)


Lenn - Thank You.

Jeff -I got really good at not looking at who wrote it and judging them blind.  It was easy picking yours. 

Missy - Thank you!

Cheryl - Sorry.  But yeah, Grey Salt does rock!  Drop me an email and I'll show you what worked well for me.  I really did read every single post - every one!

 

 

12/16/2007 09:18 PM by Mike Mueller (Patagonia Finance)


Wow Mike, my passion just happens to be cooking, as a matter of fact, my degree is in Culinary Arts and Hotel Restaurant management.  I loved this post because of it's theme.  Thanks for getting food involved here....it was yummy!

12/16/2007 09:36 PM by Tracey Thomas Calabasas, CA Real Estate (Keller Williams Realty)


Food? I don't cook. That's my husband's job. BTW, I couldn't get your background instructions to work. Of course, it's probably a good thing since I was going to majorly yank your chain! =P

12/16/2007 10:02 PM by Lisa Hill (Daytona Beach Real Estate) (Adams Cameron and Company)


Oh, am I so very thankful that you came after me! Wewh!!! Good luck Cheryl.....no pressure.....

No seriously, its all about the content ingredients, and what a great way to illustrate it. I missed most of the week, so I very much appreciate you putting a great list together.

 

12/16/2007 11:42 PM by Bill Nazur (Nazur Enterprises, Inc. & BAMG)


Mike - thanks for giving me an idea of what I will need to live up to!  I've already put into my Treo that I need to do a daily review! 

12/17/2007 08:03 AM by Matthew Rosov, Certified Mortgage Planning Specialist (Envision Lending Group)


Tracey  - You are very welcome.  I'm really jones-ing to get cooking right now.  By the way, I added the PEIs - It isn't cioppino without PEIs.

Lisa - I think I know exactlty what you were up to.  Maybe.

Bill - Like Cheryl, you are too kind.  Thanks.

Matthew - That was a great post you had.  It was easy to include it.

 

12/17/2007 08:13 AM by Mike Mueller (Patagonia Finance)


Mike,

Thanks - I'll email you later today to get some tips. Every single post-wow.

Bill-I know what you mean...no pressure...yea, right  lol  OK, gotta go and read some posts and come up with a theme...

12/17/2007 08:24 AM by Cheryl Hale - South Florida Mortgage Lady (Boca Raton Mortgage Broker)


Acid stomach checking in here. Mustva eaten too many jalapenos.

Can I be the butter and the sugar next week? And can we cook brownies instead?

Seriously, you did this with such an original take and deserve a feature yourself.

Thank you for mentioning me twice. I had somewhat a profusion of posts last week...all over the map....couldn't seem to get my regular opinionated mortgage blog out. Admonished myself frequently about being off topic.

Should also mention that the real feature was the comment from one of my outside readers. I am so glad that was featured and widely read, and that you mentioned it here. To have that input was just fabulous and a great ActiveRain moment..just to know an outsider read that and took it to heart! But then to write his own post telling us how to do it. You know, it would be like talking about SEO and having the CEO of google say..."let me tell you a thing or two....."

So to have been mentioned twice, well, considering I never wrote about the mortgage crisis even once... that is a great honor and I thank you.

12/17/2007 09:47 AM by Janet Guilbault, California Mortgage Expert (Peregrine Lending Company)


Yes, Mike....

The beers are large.... and we go early and stay late!!!

Thanks for including me!!

12/17/2007 10:06 AM by Tom Burris | Texas Home Loan Expert (DallasLoanGuy.com)


Cheryl -  On reading every single post - Isn't that what you should be doing?  Not on a regular basis but as the Mortgage PRO Review writer?  That's how I thought.  Jeff's system certainly sees plenty but didn't grab everyone.

Janet - Brownies?  You'll have to take that up with Cheryl.  I heard she was leaning towards Creme Brulee.

Tom - "The beers are large.... and we go early and stay late!!!"?  My kind of people, count me in! 

"Honey, I'll be back in a bit... ROADTRIP!"  Besides, how many people have the TAG "mike really needs a beer (1)"?

 

 

12/17/2007 10:18 AM by Mike Mueller (Patagonia Finance)


Mike ~  Thank you for mentioning my post.  What an honor to be included in this company! 

I truly enjoy your theme and think that the creativity is awesome!  And, by the way, I agree that reading through every single LO's blog is challenging, but as I am sure you did, it found it rewarding.  Thanks for such a comprehensive Mortgage Pro Week in review!  I loved it!

12/17/2007 01:39 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Wow Mike, very creative indeed.  You will be a tough act to follow.  There were some very good posts here.

12/17/2007 03:22 PM by Jason Sardi, Pennsylvania Mortgage Broker (First Choice Equity Group Inc.)


Hey.  I got a "splot" on one of my posts and I am still tyring to figure out why.  I wrote a thought provoking opinion on realtor/mortgage broker relationships and I got a splot.  You did do a good job though.  Keep it up.

12/17/2007 04:05 PM by Amerifund Lending Group


Mike - a really excellent recipe for success. But I don't know whether to read all these articles or run over to Silver City Brewery & Restaurant for a bowl of Seafood Gumbo!

12/17/2007 04:12 PM by Rich Jacobson ~ ActiveRain Community Builder (ActiveRain Corporation)


Very creative and a lot of work! You made my reading easier.

12/17/2007 04:17 PM by Tigard Oregon Real Estate >> Wayne B. Pruner, GRI (Oregon First)


This is the most appetizing piece of work I've ever seen here on AR!  Very creative and a great read.

12/17/2007 04:31 PM by Natalie Langford, Winchester, VA Real Estate (Realty Direct of Shenandoah Valley)


Good job Mike..it will be featured in the group as well. By the way I think I included a few of them in my localism post.

12/17/2007 04:46 PM by Neal Bloom-Realtor ® Assoc.-CRS-Weston FL (RE/MAX Premier Associates)


As a "newbie" I often think "why in the world is this featured?" or "same people featured again".  I have to say I've only started to examine your body of work here on AR and wow!!!  You have so much to offer.

Thanks for a great blog and I love to cook so this is just too cool!  Really wonderful.  I have to spend a while to learn and I promise I will be back to learn from this post.

Thanks for sharing and thanks for the effort.  Excellent blog!! 

 

 

12/17/2007 05:07 PM by Karen Moorhead Ann Arbor Area Real Estate (Keller Williams Realty)


Congrats on the post Mike.  It is great to be able to work with you locally.

12/17/2007 05:31 PM by Nate Ellis (BUILD it BUY it REFI it .com)


Hi Mike - I love the presentation of the list. Really fun to read when its all intertwined with the recipe. Catches my attention a bit more. Creative. Thanks :)

12/17/2007 05:32 PM by A Crye-Leike Blogger, Angie Vandenbergh (Crye-Leike, Realtors)


Sarah - You deserved it!  Your post was all "Butter"!

Jason - As always, thanks.  I'm surprised you didn't write a post about the gathering.  You could have been butter too.

Charles - I have no control of SPLOTs, so I can't tell you why.

Rich - That's why they make laptops and wireless - so you can Gumbo and read at the same time.  Just request a bib for the keyboard.  You can go with the fresh crab that you caught!

Wayne - Thank you.

Natalie - Thanks a bunch.  I'm hungry.  Got to get the Cioppino fix.

 

 

12/17/2007 06:40 PM by Mike Mueller (Patagonia Finance)


Great week in review.  I must admit that with all of the posts, I did miss several of these posts.  I am going to book mark this blog so I can catch up on some good articles.

12/17/2007 08:09 PM by Joan Whitebook, ABR, e-Pro, CEBA (Buyer's Option Realty Services)


Neal - Thank you!  Now that I know what it takes to do this you should get triple double points for all the reviews you've done!

Karen - Thank you.  I can recommend the recipe personally.  You'll find Michael doesn't have the mussels - for me they are a must.  If you do cook this - take a picture of it and send it this way!

Nate - Thank you!  Very kind of you!

Angie - Thank you too!  I was torn after completing it.  I was worried it might have distracted from the content. 

Joan - Glad to be of assistance.

 

 

 

 

12/17/2007 08:44 PM by Mike Mueller (Patagonia Finance)


I haven't had a chance to read all the posts yet, but that recipe sound delicious.

12/17/2007 10:23 PM by Peter Thompson - Chicago Mortgage Insight (Professional Mortgage Partners)


WOW!  That has got to be one of the most inventive Week In Review posts I've ever read!  You really did an exceptional job, Mike-  thank you, and congrats for taking it to the next level :)

12/17/2007 11:37 PM by Chico CA Real Estate by Sandi Bauman, Chico CA Realtor (Chico Homes Real Estate)


As quickly as the financial landscape is changing, there is a lot for agents to keep up with, and you made it tasty as well. Thanks, Mike!

12/18/2007 12:05 AM by John Novak - Las Vegas and Henderson NV Real Estate (Keller Williams Realty The Marketplace)


Great post!  This is greta for those who need to catch up on who's who on AR!

Jess Rankin

upcoming who's who on AR

12/18/2007 12:53 AM by Pickering Group


Mike

There's not much that could be said about this post that hasn't been said already.  It's great for numerous reasons.  I'm thankful to be included.

12/18/2007 05:12 AM by Ed Rybczynski (Rybczynski Consulting)


Mike

Absolutely delicious!  Your mother raised you right!  Thanks for the mention. 

Mike in Tucson

12/18/2007 06:21 AM by Mike Jones (Tucson Mortgage Company, LLC)


You did such a good job on this that I'm sure you'll get the honor again.

12/18/2007 06:49 AM by Diane Bell, Hilton Head Real Estate, Bluffton (Charter 1 Real Estate, Hilton Head, Bluffton, SC)


Peter - Trust me.  It is.

Sandi - You are much too kind, thank you!

John - You are welcome.

Jess - Interesting tact.  I'm not convinced that the Who's Who is a prerequisite for inclusion.  Quality original content is all that's required.  Although I'm subscribed to around 100 bloggers - I had never heard of three of these people.  As for the others?  Read there blogs.  They produce quality original content daily.

Ed - You are welcome.  AR is a much better place with you in it.

Mike - Sorry.  I was raised by Wolves.  It was a well appointed cave, and they had good taste, but they were wolves.  ; )

Diane - Thank you.  Not sure if I could handle it.  It's a lot of work.  I had no idea until I did this one just how much work these wonderful people put into this reviewing thing, and they do so week after week.  Wow!

 

 

 

12/18/2007 07:46 AM by Mike Mueller (Patagonia Finance)


What a fun and informative way to present the info!  I'll go peek at the ones I missed along the way.  I think the mortgage reading is equally as important as the real estate reading lately!

12/18/2007 06:11 PM by Bethesda Real Estate Sales ~ Josette Skilling (Long & Foster Real Estate, Inc.)


Mike:  You are such a creative bugger!  The information was good but your presentation was great!

12/21/2007 09:05 AM by Wendy Cutrufelli, Walnut Creek California Realtor (Alain Pinel Realtors)


Leave a response…

Name:
Notify me of new comments:
Comment:
What does the graphic say?
 
Loan Officer: Mike Mueller (Patagonia Finance)
Mike Mueller
Walnut Creek, CA
More about me…
Patagonia Finance

Office Phone: (925) 288-9977 Ext.: 104
Email Me

Loans for California

TwitterCounter for @mikemueller

Seesmic Updates

(Loading ...)


mikemueller on 12seconds.tv

Join our Support Group!


Links

Tags (Tag Cloud)

Archives

RSS 2.0 Feed for this blog
ATOM 1.0 Feed for this blog

Find CA real estate agents and Walnut Creek real estate here on ActiveRain.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
© 2007 ActiveRain Corp. All Rights Reserved