For the Do-It-Yourself Homebuyer....Don't!

Real Estate Agent with Sabinske & Associates, Inc. (Albertville, St. Michael)

There has never been, in recent history, a better time for first-time homebuyers to negotiate a sale on any, regular sale or short sale. However, there are hazards in the making.


If you think that bypassing a Buyer's Representative and dealing directly with the listing agent gives you an advantage, you are sorely mistaken. It is your choice.


However, you will be handing over all of your confidential information to the person listing the property.


Now, in the State of Minnesota, that constitutes dual agency which means that the agent holds no preference to either party. They cannot, or should not, disclose price, terms or motivation to either party. Do you really want to give up the representation of what could be a bulldog on your behalf to a chihuahua? (Sorry to you dog owners for the analogy.)


You likely won't save money. However, you are giving the agent a double dose of what is best for the agent. A high price with little negotiation means a higher percentage of the sale in the pocket for you-know-who. So, when you are buying, be sure who is representing you.


You know best. However, we don't define ourselves as wolves and lambs for nothing.


You must be sure you know what you are doing if you go it alone...Just stay safe out there, especially, these days.


Trust me, bank-owned properties and short sales are no easy walk in the park. It was certainly bad enough with one seller-one buyer transactions, but these have cost me sleep and sensibility more than once.


Be safe and hire your own representation. It usually costs you nothing, and you will be a lot safer, saner and glad you did in the end.


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The information contained in this blog is believed to be true and correct and while every effort is made to ensure that the information is as accurate as possible, the author of this blog, and its comments disclaim any implied warranty or representation about its accuracy for any particular purpose. All information is copy written and the property of Suzanne McLaughlin.. 

For more information about real estate values in your area, give me a call or email me at 763-497-1870 or  

Suzanne McLaughlin

Sabinske & Associates, Inc.    

When you need to buy or sell in St. Michael or Albertville Minnesota, or anywhere in Wright County, Sherburne County or Anoka County or Hennepin County, give me a call! 


Re-Blogged 4 times:

Re-Blogged By Re-Blogged At
  1. Debbie Laity 04/11/2012 12:42 PM
  2. Don Sabinske 04/13/2012 07:49 AM
  3. Kathy Schowe 04/14/2012 10:18 AM
  4. Gene Riemenschneider 04/15/2012 01:48 PM
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buying property without an agent

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Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

Suzanne, you are one very smart woman my friend!  EVERY single buyer should have their own representative!

Apr 11, 2012 11:00 AM #5
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Suzanne - You are absolutely right. It is better for a buyer represented by an agent different than the listing agent.

Apr 11, 2012 11:40 AM #6
Jerry Newman
Brown Realty, 210-789-4216, - San Antonio, TX
Texas REALTOR, San Antonio Military Relocation

Hi Suzanne, I can never fully understand why any buyer, and especially a First Time Home Buyer would want to purchase any home without Representation with a knowledgeable agent. It doesn't cost them hardly anything, but their time and trust. Minnesota buyers need to contact Suzanne Today!

Apr 11, 2012 11:44 AM #7
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Great blog. I once had a buyer that called me and asked me about one of my listings. She told me she only wanted to work with the listing agent. I quickly asked her who would be representing her in the transaction. That got us to talking. I sold her a house.

Apr 11, 2012 12:39 PM #8
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

Great post and I will probably be Reblogging it next week.  Thanks for the post.

Apr 11, 2012 12:50 PM #9
Winston Heverly
Winston Realty, Inc. - Atlantis, FL

On the other hand if the buyers insist they go it alone, then I can't help they crash and burn. It's still a free country.

Apr 11, 2012 01:36 PM #11
Lindsey Hasford
Edina Realty - Elk River, MN
Bringing you home...

Amazing time for buyers to find a Realtor and buy, buy, buy. There are some great finds out there. And... in most cases I'd prefer (as a listing agent of bank properties) to have buyers find their own representation.

Apr 11, 2012 02:39 PM #12
Joan Cox
Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Suzanne, so true, and many buyers think they WILL save money.    These buyers would be much better off having their own representation!

Apr 11, 2012 10:40 PM #13
Randi Brammer
Randi Brammer, Acctg. - Hinckley, MN
Accountant & Tax Preparer

When I sold I did about 25% 'hoggers' as they call it. 

It isn't hard to do if things go smoothly, but it takes a special person to deal with issues that come up.

Apr 12, 2012 12:36 AM #14
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire


You are fair warning them. I have heard of people who think they get a better "deal" from the listing agent. Why would he or she cut their commission for a buyer? And, they certainly won't negotiate against their own client.

Apr 12, 2012 02:29 AM #15
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

This was written in response to one of our sellers who is going to go it alone.  He knows everything.

Apr 12, 2012 04:46 AM #16
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo & Home Sale Specialists

Suzanne, It's not easy convincing buyers here to use a buyer's rep, but we're trying to educate them and this is a great way to get the word out how advantageous it is!

Apr 12, 2012 09:49 AM #17
Dawn A Fabiszak
Private Label Realty ( Denver metro area, Colorado - Aurora, CO
The Dawn of a New Real Estate Experience!

Suzanne ~ I think the late night Television Do It Yourself Real Estate Courses have their facts all wrong.  Suzanne, you are absolutely correct!

Apr 15, 2012 07:00 AM #18
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad


THere are always going to be some buyers, and sellers, who think they know it all and won't benefit from the representation. Some just need to learn the lesson. And a few may be successful, but one always has to wonder about the risks.


Apr 15, 2012 10:28 AM #19
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Good morning Suzanne,

I do believe that separate representation is best for all parties, it is a rare instance that the parties to the transaction do not need professional represenation in full on all sides.


Apr 15, 2012 05:26 PM #20
Judy Orr
HomeSmart Realty Group - Orland Park, IL
SW & Near West Chicago suburbs

I've had more buyers specifically ask for the listing agent in recent years than ever before.  I spoke to an agent that had a townhouse in the same complex that I had a listing and there was a couple going to each listing agent and making lowball offers, thinking we were going to cut our commission for them.  Guess they thought one side was around $20,000+ on a $300,000 list price.  I'm wondering if they ever found anything.

And I love it when I get called on a listing on my website and they're shocked that those thousands of listings on my IDX aren't all mine.

Apr 16, 2012 03:50 AM #21
Sandy Acevedo
951-290-8588 - Chino Hills, CA
RE/MAX Masters, Inland Empire Homes for Sale

I've only done one dual agency. The stress of watching what you say to each party was enough to discourage it again.

Apr 16, 2012 05:19 AM #22
Jon Zolsky, Daytona Beach, FL
Daytona Condo Realty, 386-405-4408 - Daytona Beach, FL
Buy Daytona condos for heavenly good prices

Suzanne - real estate is about people, and it more important who you meet, than who they represent. yep, as a rule, you might want to be represented by your own agent, but whether it is really a benefit depends on the agent.

This is the reality of our business

Apr 16, 2012 01:56 PM #23
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams fox cities - Stevens Point, WI
Forestland Experts! 715-204-9671

thanks Suzanne, good reminder of why we need a representative in the transaction, I need that once in a while, especially when I am tempted to go straight to the listing agent to avoid all the time wasted in communicating through 2 third parties.

Apr 17, 2012 12:11 AM #24
M.C. Dwyer
Century 21 Showcase REALTORs - Felton, CA
Santa Cruz Mountains Property Specialist

Well written Suzanne - I agree with your conclusions and advice!

Apr 26, 2012 06:01 AM #25
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Suzanne McLaughlin

Sabinske & Associates, Realtor
Need Information for Wright or Sherburne Counties, call me!
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