Do your research, Know the facts, Be prepared and Just do it!
By now I am sure most know that almost everyone know about the number of Foreclosures in San Joaquin County ~ and that Stockton is one of the highest in the foreclosure rate in the country. Although you may not be 1 out of the 31 homeowners in Stockton that are in foreclosure ~ you are still affected by this massive foreclosure problem, in some way or another:
If you are still saying it does not affect me, then I challenge you to test and see if you are affected:
1) Take a drive around Stockton and you will see all the House for Sale signs and some will say either read Foreclosure, Auction, Trustee Sales, Short Sale, Bank Owned and if that don't show how you are affected let me break it down for you: (see definitions at bottom of post)
2) Read the newspaper: Headline, sub-headlines or fine print is all about Foreclosures being out of control, Auction and Trustee Sales Date, Short Sale listings and Bank Owned number are rising. Is this proof enough that you are being affected? No? Well lets keep going. Check out some of these sources ......
San Joaquin County has one of the highest home foreclosure rates in the United States. 3) Look closer to home....(your neighborhood). Talk a walk in your neighborhood and just mentally count the number of vacant homes that you see. Look at the lawns and homes that are not in good "home pride" condition. Look at the tone of emptiness in the neighborhood. All signs of the times - Foreclosures, Auctions, Short Sales, Trustee Sales, Bank Owned homes.
4) You can ask almost anyone about the market and they will be able to tell you that the market is way done, homes are selling for thousands less than what the owners paid for them, and don't even mention what an owner is looking for a final sale price of their home at this time.
Sellers get prepared. Don't stick you head in the sand - not a good time to do that. But don't run away from the problem either. Know your situation and know what you need to do to get your home ready to sell. Here are some tips and resources on how to get ready to sell your home and get the best final sales price:
1. Price it right. Don't use the gambler's approach to get it done. Do your resource on what is your home worth. (it is good to remember the drives you have taken and see other homes and neighborhoods, the walks and the news).
2. Get yourself a good real estate agent, ask for CMA and let them do their presentation on how they will market your home and what they know about the market. Stay in the loop during the listing. Know the market. Read the updates that your agent will send to you. Make sure you make the agent's job as easy as possible by allowing them freedom to show your home.
3. Clean up your home, I mean really clean it up and keep it neat. If there are some improvements and repairs that you can do, do them! You want to make sure your home can stand the test of being appealing to the buyers. And always Disclose, Disclose the truth about your home to your buyers.
4. Exercise patience. This is a buyer's market.
Here are some Seller's Tips
For free market evaluation of your home visit http://www.motheranddaughterrealty.com/
This information is provide to you by the Mother and Daughter Real Estate Team. We also focus in Short Sales and the Pre-Foreclosure process. Our consultations are free. Our aggressive marketing plan includes progressive online listing advertising. If you are thinking of selling or buying a home in Northern California: Central Valley (San Joaquin/Stanislaus Counties), East Bay (Alameda, Contra Costa Counties) and would like a free Home Seller's or Home Buyer's Handbook, please call us at Perfect Financial Solutions 866-750-8282 or direct 510-284-7721 or email at brooksrm2042@aol.com

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HAPPY and SAFE HOLIDAY SEASON to you and your family & Friends!
the Mother and Daughter Real Estate Team ~ Short Sale Specialists
Perfect Financial Solutions - We care about our clients Real Estate needs
Tel.: 866-750-8282
Fax: 209-879-4601
http://www.motheranddaughterrealty.com