Can I Buy a Home With Bad Credit
See Video's at Bottom of this Page
I talk to people every week in Tennessee that want to buy a home, but are having much difficulty achieving their dream of home ownership due to problems with their credit history. It may have been a late house payment, car payment, student loans, medical bills and even more serious issues such collections and judgements. Cookeville home buyers have found that these are all issues that can stand between someone and their desire to purchase their new home in Cookeville and Putnam County.
CLICK HERE to learn more about cleanslate.com and how they can help Cookeville homebuyers overcome bad credit issue.
The good news for those that do have bad credit is that your credit does not need to stay that way. The Fair Credit Reporting Act as well as other consumer protection laws has made provisions for Cookeville consumers to challenge the information that is contained in their credit reports. The law sets many standards that those who report information to the credit agencies, and the agencies themselves, must follow when the report a negative item on a consumers credit report.
Many of the requirements set forth by the regulations are cumbersome and very difficult and expensive to follow. It is because of this that many of those rules are often not followed, which leaves an opportunity for Cookeville consumers to challenge, not only the accuracy of the information reported, but the procedure the credit followed to report the negative item. This means that people can and do see accurate items removed from their report because the rules and procedures for reporting were not followed.
If you are concerned that you may not be able to purchase your home in Cookeville and Putnam County due to bad or other credit issues, there may be something you can do to overcome that obstacle.
You can visit cleanslate.com. They specialize in helping consumers just like you raise their credit scores to a minimum of 640, which is the most common minimum score required by mortgage lenders. However, unlike other credit repair companies, they offer a guarantee. If they do not get your credit score up, they will refund your money. At cleanslate.com they understand that the reason you want good credit is so you can purchase your new home in Cookeville and Middle Tennessee, and they are committed to helping you do just that.
bad credit home loan, buying a home with bad credit, how to buy a home with bad credit, bad credit home purchase