Short Sale Process In Orange County CA
List your home with Fred Sed, Orange County Short Sale Agent
http://www.PreventOCForeclosure.com
YOUR ORANGE COUNTY SHORT SALE REALTOR at 949-274-3733
IS YOUR HOME WORTH LESS THAN YOU PAID AND LESS THAN YOU OWE THE BANK? YOU'RE NOT ALONE.......
MOST PEOPLE WHO PURCHASED A HOME DURING THE LAST 4-5 YEARS ARE IN THE SAME SITUATION IF THEY DIDN'T PUT 30% DOWN! IS YOUR LOAN ADJUSTING TO AN AMOUNT YOU CAN'T AFFORD? YOU HAVE BEEN MAKING THE PAYMENTS ALL THIS TIME, BUT NOW YOU CAN'T REFINANCE BECAUSE THE VALUE IS DOWN AND THE LOAN YOU NEED IS NO LONGER AVAILABLE? YOU ARE NOT ALONE.
IF YOU ARE AT THE POINT THAT YOU CAN NOT MAKE YOUR HOUSE PAYMENTS ANYMORE BECAUSE OF DECLINING VALUES, REDUCED INCOME, YOUR LOAN RECASTING/RESETING, OR ANOTHER FINANCIAL HARDSHIP DO THE DIGNIFIED THING...... SHORT SALE YOUR HOME DON'T LET THE BANK FORECLOSE. IN A SHORT SALE, YOU LIST YOUR HOME JUST LIKE ANY OTHER HOME. WHEN YOU RECEIVE AN OFFER I SUBMIT THE OFFER TO YOUR BANK AND NEGOTIATE WITH THEM TO TAKE THE OFFER AND TO WRITE OFF THE DIFFERENCE YOU OWE THEM (There could be some tax liability if you don't qualify for the new law that was just passed. Call me and I can probably answer this for you) . WHEN THIS IS SUCCESSFUL, YOU PACK UP AND MOVE FROM THE HOME JUST LIKE YOU WOULD IF YOU SOLD THE HOME TRADITIONALLY. YOUR NEIGHBORS, FRIENDS, AND FAMILY WON'T KNOW THE DIFFERENCE.
Why would a bank let you Short Sale your home? Because the bank will normally get more money for the home in a short sale with the owner still maintaining the home, then if the home was vacant for 6 months, left abandoned, and foreclosed upon.
IF YOU LET THE BANK FORECLOSE, EVERYONE WHO WANTS TO KNOW WHAT'S GOING ON WILL. YOU'LL HAVE NOTICES POSTED ON YOUR DOOR, THE HOME WILL APPEAR ON A VARIETY OF PUBLIC WEBSITES AND PUBLIC PRINTS, AND FINALLY, WHEN THE LENDER OWNS THE HOME THEY CAN ADVERTISE IT AS A FORECLOSURE WITH LARGE SIGNS POSTED IN THE WINDOWS AND/OR FRONT LAWN.
IF YOU ARE INTERESTED IN SHORT SELLING YOUR HOME, CALL YOUR ORANGE COUNTY SHORT SALE REALTOR FRED SED 949-274-3733 WHAT DOES IT COST YOU? NOTHING, THE LENDER WILL PAY THE COMMISSIONS IN A SUCCESSFUL SHORT SALE
There are so many questions that owners ask when they are considering a short sale. If you are one of them, please visit my Orange County Short Sale FAQ page on my website. If you have more questions just call me. I'm easy to talk to and I'm not here to judge you. I will give you my opinion and that's all. Some short sales listings I won't take because I don't think they will work. Just call me and I can normally tell you if I think a short sale will work over the phone. It doesn't cost you anything to talk and to get advise. Keep in mind, I only get paid by the lender if I'm successful in the short sale. What do you have to loss? If you do nothing, you will get forecloses on anyway, right? Please give me a chance to help you make things right. You won't be sorry. Fred Sed, Orange County Short Sale Realtor.
Call - Fred Sed, Orange County Short Sale Realtor 949-274-3733
We have helped our clients eliminate almost $3 Million in debt obligations to their lenders.
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