Hey, great information. I agree, this is one time being #1 is not good. But Iowa is not far behind at #9!!

Have a happy, successful new year!

Brian, thank you for stopping by and as we know being in the high number with foreclosures is not a happy time.  I surely hope and I pray that 2008 will bring about a positive change for homeowners, borrowers and agents.

Happy New Year.

Those are some tough numbers. Best of luck to you in 2008!

Your friend in Charlottesville!

My goodness Rosemary!! 1 in 99 is really really bad. OK so I take back everything I have ever said about not helping people. Your area needs intervention. Now they need to figure out how to do it so it helps the largest amount of folks while still being fair.

Rosemary,

Thanks for the info and I pary soon the trend will turn for many areas.

Charles ~ You are right they are touch numbers and probably will get worst before better.  I am curious to see December numbers because holidays and mortgage payments and end of year sometimes clash!! This is one real reason why my heart goes out and I want to help people in trouble ~~ there is just so many of them that are!

I am still trying to help as best I can.  2008 need to bring us some relief.

Bryant ~ that is a great statement you made about taking back some of the comments on not helping!!!  We do need help and I welcome any suggestions that you can offer from an agent's standpoint.  And I hope the higher ups get on the stick (so to speak) and get the help that is really needed, not the lets help a handful and look good approach. 1 in 99 means that just in my community there are about 10 foreclosed homes and who knows how many are going to default this month.  We have about that 800- 900 homes in this area where I live ~~~ not counting the whole city.

Dan ~ Thank you, prayer changes things alot faster than our politicians!  I believe in prayer and I am constantly doing it, if more do it ~~ a change will come.  A good change.

"When you're down to nothing, God is up to Something!"

"When God close a door, he open a window" ~~ we just have to be open to seeing the window is open!

And a little on the light side:  "I know God promised he would not give me more than I can bare, I just wish he didn't trust me so much!" smile

My inspiration for the day!

Being #2 is not so great either! Can't believe the numbers!

In this case you are right but the bright side of the market is that prices will drop and homes will again be affordable to those with good credit and income

D'Adrea ~ I know what you mean and both these are areas we cover!  Maybe 2008 will bring about a change.

E Jeffrey ~ True that.  However, I feel for the number of people that will potentially lose their home.  So many families affected.  And I believe that prices will only stay low for a short period once we get the foreclosures under control.  People forget too quickly.