Union Bank of California's Portfolio Express Refinance

In the short video below I explain streamline refinancing through Union Bank of California's Portfolio Express refinance program. Aimed at reducing the documentation requirements for those who currently have a mortgage through UBOC, this loan product allows a refinancing homeowner to use stated assets, avoid providing tax returns in many cases, and also has more lenient credit score (FICO) and appraisal requirements.

As an approved broker for the Union Bank Portfolio Express refinance, I cover the benefits of this program and how to get started on a no-cost and no obligation pre-approval. For those looking to lower their interest rate and monthly payment, or for those who wish to extend the fixed rate years on an existing adjustable rate mortgage, or ARM loan, this UBOC streamline option can provide an exceptionally beneficial solution.