I Can't Get a Home - I Don't Have Good Credit (Think Again)   

Help is available, and home ownership is within reach! 

http://www.naca.com/

Neighborhood Assistance Corporation of American (NACA) is a non-profit organization that offers an Affordable Mortgage Program for people with less-than-perfect credit.  

Counselors sit down with applicants and look at income, expenses, and credit.  If the applicant has a serious credit problem, NACA will work with them to get them on track for home ownership.

Key points about the program ( View NACA's Ten Steps to Home Ownership )

• Prospective home buyers must attend a homebuyer workshop & meet with a NACA counselor (free)
• The interest rate is equal to or slighly LOWER than the going rate for a 30-year fixed mortgage
• No down payment is required
• The bank pays most of the closing costs
• Most times the buyer only needs to come up with the the first year's property tax & homeowners insurance, plus $500 for the attorney and inspection fees.
• Buyers must participate in five NACA activities per year.

Click on links above for more information.