I have a Mexican housekeeper that I know is illegal. So is her husband. A few months ago he lost his job with a landscaping company because they were afraid of having an illegal on their pay rolls. During that period, he helped his wife clean houses. After a couple of months, the landscaping company called him back to work. I know he probably is an excellent employee. He worked very hard at our house and at one point proudly showed me a very dog eared letter of commendation that his employer had written about the quality of his work.
Yesterday Rosa confided to me that she is very scared. It seems as during the time the company had laid Jose off, they had gotten seriously behind in their mortgage payments. They have three children. Today I had Rosa bring me her loan number and mortgage company's 800 number. I don't know how much help I can be. I told her to come to my house tomorrow morning so that she can tell the lender to talk candidly with me.
By now you are probably asking how in the world can two illegals get a home mortgage? Pretty easy when you have unethical lenders that up until now have been totally UNREGULATED in Colorado. That is not a typo. Finally legislation is catching up with these people. Unfortunately, all too often I have seen real estate agents and lenders prey on the very people of their own race. Because there is no language barrier, they tend to trust these scurrilous people.
Colorado has recently passed the toughest legislation in the country on illegal immigrants. Only minor children will be eligible for public medical assistance. Rosa said that they may just have to return to Mexico. The end of their American dream? They so wanted a better life for their family. They are very honest and hard working. It is so sad for people to have experienced our way of life only to have it taken away. They simply should never have been allowed into our country in the first place.
Bonnie Cox, ABR, CRS, GRI
e-PRO Certified Professional
RE/MAX Masters
6400 S. Fiddler's Green Circle
Englewood, CO 80015
PH: 303-400-6060
FAX: 303-400-6161
http://www.teamcoxrealtors.com/
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