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Can you please explain how Property Taxes are determined in Katy TX? by Robert Gilbert, this is a Re-Blog of a mighty fine blog post which my friend Bob has wrote, and has done a mighty outstanding job of explaining to folks about one of the Real Estate questions that he is ask about.
Folks of New Hampshire, Vermont and all across our Great Country. If you happen to be looking at or are already planing on Relocating to or around the Katy, Texas area, then you'll sure want to be sure to take time to visit Bob's blog and to talk with him about any Real Estate needs that you might have.
Bob sure does an outstanding job of highlighting his mighty fine area and posting a wide range of mighty helpful information for folks. Plus helping folks with their Real Estate needs that they might have in his area.
Just as I always do, I have disabled comments being made on this Re-Blog Post. I do ask you please to click below to visit and leave a comment on Bob's original blog post, plus to take the time to subscribe to Bob's blog if you have not done so already. Thank you mighty kindly!
Its sure mighty nice to share the blogging info we come across of our friends and other members here in the ActiveRain site, plus its sure a mighty fine way to help support their blog and to honor our friends the other members which we enjoy visiting and learning from here in the ActiveRain Real Estate Blogging Community.
Have a good one Dale helping folks in New Hampshire and Vermont
Can you please explain how Property Taxes are determined in Katy TX?
I get this question numerous times during any given year and Texas is probably different in how the taxes are calculated and probably more confusing than most other places. I just had this question come up with a potential Canadian client who was totally confused and rightfully so. One huge geographical area in the mailing address part of unincorporated Katy is Cinco Ranch. There is no such thing as a tax rate in Cinco ranch. Cinco Ranch is made up of at least 35 different neighborhoods and each has its own “Tax Rate”.
Let me try to explain in words how these taxes are determined. If you get lost or have more questions read this completely and then call me.
The salient points of tax calculation are as follows:
A)The basis to start with is the values establish by a Central Appraisal District or CAD. Most of the times when you purchase a home the CAD value for that home ill end up as the appraised value. The next year the CAD will reappraise your home and supposedly use comparable sales in our neighborhood. The CAD value is the value used for taxes and nothing else. I tell folks all the time you want a low CAD value and a high appraised value by your financial institution.
B)The basic tax rates cover County Taxes, MUD Taxes (I will write a separate blog about MUD) and school district taxes. These rates are before exemptions one receives for Homestead, being a Senior citizen, or being disabled. The owner of the home on January 1 of any given year can obtain a Homestead exemption. If you buy the home during say 2012 then you cannot apply or receive a Homestead of any kind during 2012 but can apply for Homestead during 2013. All exemptions require an application.
Each of taxing entities will determine how much they will apply as an exemption by reducing the CAD value of your home. As a general rule MUD taxes normally do not have exemptions of any kind.
C)The tax rates are as I said above for school taxes (in Katy it is Katy ISD), MUD taxes, drainage districts, flood control, emergency services. Add up all their amounts which are stated in $ per $100 of value to get the tax rate.
D)The calculation goes like this: CAD value of the home $150,000; Tax rate is 3.3 % ; Homestead ( next year) is about on average 10% reduction. Taxes are estimated at ( 150,000 /@100 X 3.3 = $4,950 minus the homestead of $495 ( 10 %) and the net will be $4,455.
I completely agree this is a confusing system. Please do not hesitate to call me so we can discuss if you are unsure of what I just covered.
Thank You Mighty Kindly for visiting my little ole Blogging homestead!
You're sure the most important person in the world to me! Come back often, and bring your family and friends! This here little ole blogging homestead was first started by me back in May 2007
(An important note to the general public: I have had for the time being set my blog posts where the public Non-Members of the ActiveRain community, are not able to leave comments on my blog posts. Our blogging community is under attack by many Spammers. I'm truly sorry to have to take this action!)
Please know and understand that this action was also taken in order for your safety!
Please do keep visiting and reading my blog posts!
Thank you, for being understanding about this action that I've taken!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.