Home Renovation Loan Program Eligible Improvements

Citywide Home Loans Home Renovation Loan program is intended to facilitate uncomplicated rehabilitation and/or improvements to a home during a purchase or refinance transaction. Due to the rehabilitation amount limitation of $35,000, eligible improvements are limited and can not include any major rehabilitation or remodeling, new construction such as a room addition, repairs to structural damage, or site amenity improvements. The Home Renovation Eligible repairs include:

• Repair/Replacement of roofs, gutters, and downspouts.
• Repair/Replacement/Upgrade of existing heating ventilation, and air conditioning systems.
• Repair/Replacements of plumbing and electrical systems.
• Repair/Replacement of flooring.
• Minor remodeling that does not involve structural repairs, such as replacement of kitchens & bathrooms.
• Exterior and interior painting.
• Weatherization, including storm windows and doors, insulation and weather stripping.
•  Purchase and installation of appliances, including free-standing ranges, refrigerators, washer and dryers, dishwashers, and microwaves.
• Improvements for accessibility for persons with disabilities.
• Lead-based paint stabilization or abatement of lead-based paint hazards, asbestos, and some chemical substances.
• Repair/Replacement/Addition of exterior decks, patios, porches.
• Basement finishing and remodeling that does not involve structural repairs.
• Basement Waterproofing.
• Replacement of windows, doors, and exterior wall re-siding.