IT'S YOUR YEAR TO OPEN THE DOOR TO HOME OWNERSHIP!
Here at 1st Preference Mortgage we specialize in all areas of mortgage LENDING!! However our area of paticular specialty is FHA loans. Our pool of investors are very confident in the loans we originate and we have a personal relationship with all of them. It's our mission and goal to build long lasting relationships with everyone we do business with, so If I don't know you as of yet, get to know me now!! I've positioned myself in the mortgage industry in such a way that I'm able to offer ALL my clients a mortgage loan regardless of their credit history and income levels.
The most important thing that I can do for you is to be HONEST with you. 1st Preference Mortgage is making dreams come true one homeowner at a time. so "Don't make a move without me" Call me today at: 410-517-0300
"Don't make a move without me."
Contact: Mark Lawrence, Mortgage Consultant- 1st Preference Mortgage
Mlawrence@1stpref.com, 410-517-0300 Office, 443-829-0335 Cell
Our FHA loans are your keys to your new home.
97.75% FINANCING PROGRAM
• No Minimum Credit Score (Borrowers w/ no score allowed as well)
• Very high DTIs considered w/compensating factors
• Mortgage Lates can be overcome w/ compensating factors
• Borrowers currently in Chap. 13 OK with 12 months of on time payments
• Non-Occupant Co-Borrowers Allowed
• All Down Payment and Closing Costs can be gift w/no seasoning required.
• 6% Seller Help Allowed
• For Sale by Owner OK
• 3% Investment Required by Borrower, may be gift, including Gift from Seller through Approved Non-Profit Down Payment Assistance Program
• PITI Reserves may not be Required
GREAT 30YR FIXED RATES - ALWAYS THE SAME REGARDLESS OF LTV OR SCORE
FHA BANKRUPTCY CHAPTER 13 BUYOUT PROGRAM
•· Max LTV 95% (no max on CLTV)
•· 12 months clean payment history from the Trustee
•· 12 months clean payment history on Mortgage
•· Pay-off from Trustee
•· Pay-off from Mortgage
•· Payoff statements for any collections/judgments or liens that the court required to be paid
•· Letter from Court OK to Refinance
•· Copy of Chapter 13 filing and all schedules
•· Letter from Borrower explaining what circumstances caused the BK and how the borrower can now manage their finance's
CALL TODAY YOU WILL AMAZED
"Making Dreams Come True One Homeowner at a Time"
Let Us Show You the Upside of No Down/Low Down Loans
We've designed special mortgage loan programs for the financially responsible borrowers who only need a little helping hand to move from dream to dream home.
There are several options available...
- 103% financing- covers 100% of the purchase plus funds up to 3% of your closing costs, mortgage insurance premiums and prepaids
- 100% financing- covers 100% of the purchase itself, you supply other costs
- 97% financing- covers 97% of the purchase, you put down 3%, along with other costs
- 80/20 Piggyback- covers 100% of the purchase with option to avoid mortgage insurance premiums, you pay only closing costs and prepaids
THE TRUTH SHALL SET YOU FREE......