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Who Pays for the Termite Inspection in a Real Estate Transaction?

By
Real Estate Agent with Long and Foster Real Estate VA License # 0225089470

Who Pays for the Termite Inspection in a Real Estate Transaction?

Every time I sit down with a buyer to write an offer on a property, one of the questions that comes up is who pays for the termite inspection.  The buyer or the seller?

In the Northern Virginia Sales Contract, a buyer has a choice as to whether they want to ask the seller to pay for it, or to pay for it themselves.  There is no rule that this is a fee that one specific party must pay.  Here are my thoughts on the subject.

A termite inspection runs about $35-$50.  That's not big money.  I think buyers should pay for this themselves so they control who does it.  If you put the seller in control of the termite inspection, who knows....maybe their Uncle Ed runs a termite company and would be inclined to brush off a legitimate wood destroying insect issue to help out their niece or nephew.

The piece of mind of knowing you are hiring in impartial inspector is usually enough for buyers to see their way to paying for the termite inspection.  However, some buyers will take the risk to not have to pay the $35-$50. In my mind, it's just not worth saving such a small amount of money. 

Comments(9)

Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Good morning Chris Ann --- our state purchase agreement is the same -- either party can pay but in the typcial standard sale transaction, is provided by the seller in our area with the cost allocations established in an addendum.  Even if a seller provides a termite/pest control report -- the buyer can still have their own inspection.   

I find it best when representing sellers that they obtain an inspection prior to the property coming on the market.  If there are repairs/corrections/treatment that needs to be done they will know upfront the costs involved.   

Jun 02, 2012 12:34 AM
David Burrows
Classic Realty - Fairfax, VA
No Pressure, Just Seriously Devoted to Real Estate

Chris, I agree with you that while the seller can and often does pay for the Termite Inspection in Virginia, it can actually be in the best interest of the buyer to purchase their own inspection. Thanks for posting..

Jun 02, 2012 12:40 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Michael:  Great idea to have the sellers get an inspection prior to listing.

David:  One of my pet peeves is getting offers, when reperesenting a seller, where the buyer is asking for 3% in closing cost help, the seller to buy a warranty and pay for the termite inspection.  Why not use some of that 3% their asking for?

Jun 02, 2012 12:46 AM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Good Morning Chris Ann, Here in NH buyers pay for their own inspections but I have heard from various agents from different states where the seller does. it was puzzling becuase if i was the buyer, i would want to choose who does it and to know it was done right. Have a great Monday

Jun 04, 2012 02:05 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Scott:  I'm the same way.  I think the buyer should have the control there.  

Jun 04, 2012 02:20 AM
Eric Michael
Remerica Integrity, Realtors®, Northville, MI - Livonia, MI
Metro Detroit Real Estate Professional 734.564.1519

Chris Ann, we don't typically have to do a termite inspection, or as we call it here, a wood boring pest inspection. Unless it's a VA loan, then they require it.

Jun 09, 2012 10:06 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Eric:  Maybe our climate supports them better.  And ours is a wood destroying insect report as well.  Carpenter bees and wood decks are a typical problem.

Jun 10, 2012 03:20 AM
Donna Foerster
HomeSmart Realty Group - Parker, CO
Metro Denver Real Estate Assistant

Chris Ann~ Termite inspection are NOT common in Colorado, thankfully.  Seems an easy decision to me.  The cost is low enough to make it worth handling yourself (as the buyer).

Jun 12, 2012 04:05 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Donna:  I'm a control freak, so I can't see having the seller pay.  As a buyer, I'd want to in control of who is being hired.

Jun 12, 2012 04:06 AM