Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
When you are considering the purchase of a new home, a trusted loan officer is one of the people that you will want to have on your team. Our office, RE/MAX Realty Group, in Gaithersburg, Maryland, has an affinity relationship with Presidential Bank Mortgage and the manager, Joe Salisbury.
This arrangement provides a trusted resource for mortgage financing for over one hundred real estate professionals in our office. We have used Joe Salisbury as a loan officer for many years and highly recommend his services.
For those that plan to use mortgage financing to fund the purchase of a residence, one of the first steps is to obtain a pre-approval letter from a reliable mortgage lender. Underwriting guidelines are strict in the current market and it is very important to know that financing is available and to know which mortgage product will best meet the needs of the borrowers.
A simple way to save a bundle on your mortgage is to select a shorter mortgage term. The most common mortgage term is 30 years. If you change the term to 15 years, you will save thousands of dollars in interest and have an earlier pay off of your mortgage obligations.
Recent rate quotes from Joe Salisbury will give you a good comparison of the cost. 3.875% was the interest rate quote for 30 year fixed rate financing, with no points, for 95% loan to value financing to $417,000. This is a wonderful rate and reflects the current record low mortgage interest rates. However, the interest rate for the same product was 3.125% for 15 year fixed rate financing.
If you can handle the larger monthly payment, we recommend serious consideration of a shorter mortgage term. For advice on the most suitable mortgage product for the needs of your family, schedule an appointment with our good friend Joe Salisbury at Presidential Bank Mortgage. Call Joe at 301-590-8911 ext. 209 or email email@example.com.
Azaleas, Kentlands, Spring Flowers IMG_9461 A
Photograph by Roy Kelley using a Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC.
Roy Kelley Roy Kelley & Associates Associate Broker, RE/MAX Realty Group
Client Assistance: 301-670-8996
Recipient of the RE/MAX International Lifetime Achievement Award - 2008
Roy Kelley advises home buyers, sellers and REO asset managers, in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.