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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
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Farm your niche market and cover all the happenings in your neighborhood
I just thought this song perfectly set the tone for my post's message today. Always a favorite song (and performer) of mine too.
I feel, what better than the line ... "it's been a long, cold, lonely winter", to correctly describe exactly what the housing market has been suffering through these last few years??
But the timely, good news now being reported more and more often is this: Many housing markets across the U.S. are seeing signs of improvement. And that positive message is conveyed perfectly within this song, as well. "Here Comes the Sun" ... better times are possibly ahead ...
A recent survey released via PulteGroup, proves that a large percentage of Americans still hope to join the ranks of those that call themselves ... "home owner". And they hope to do it sooner than later.
60% of renters who say they WANT to buy a home in the future, have increased their intent to buy compared to tho percentage of those reporting that intent a year ago.
61% of the above-group now say they plan to purchase their home within the coming two years.
The biggest hurdle to home ownership? Results of this survey shows that it remains the down payment. 54% of those hoping to buy say they don't have the money saved for a down payment on a home.
This last stat proves a bit worrisome to me .. and somewhat frustrating too. I believe that many hoping to buy still stubbornly cling to the belief that they need a larger down payment than necessary, perhaps even a full 20% down.
But it IS true ... and depending on the location where a potential buyer is hoping to purchase, local options may also exist beyond the more nationally well-known mortgage products.
USDA-RD (rural development financing) is also an often-overlooked mortgage option, but one that can greatly figure into a buyer's buying options if the property is located within a region covered by this program. USDA-RD offers very attractive features to those capable of utilizing it.
IMO, the best bet always remains ... if you aren't sure what options for home buying exist ... if you don't know what YOUR personal options are ...talk to an experienced, professional mortgage lender.Get the facts!
But the recent PulteGroup survey proves ... optimism is once again growing about the future and buying homes across our nation.
I say, "Here Comes the Sun"!
* Discover what home buying options exist for you! Contact me today. We'll get you started on your way to becoming a home owner.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.