-
Quick Tour
Connect. Share. Learn.Welcome to ActiveRain, the #1 social community for real estate professionals.- Explore the world's largest storehouse of real estate knowledge
- Access free training on ActiveRain University
- Share the experience of life in the real estate industry
- Grow your business through real estate blogging
- Blogs
-
Resources
Product Reviews Curious as to what others in your profession think about a certain product or tool? AR's community takes the time to leave honest and transparent reviews of their experiences so you can be a bit wiser about your purchase.
- Broken down by categories and subcategories for easy finds
- Get an unfiltered look at what real users are saying
- Leave a review yourself for others to benefit from
- Add new products as you use them and gain points for doing so
|
Posted by 
;)
;)
;)
Find AZ real estate agents and Phoenix real estate on ActiveRain.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
© 2013 ActiveRain Corp. All Rights Reserved
18 Comments on Buying a PHX home with a Fireplace - Will my Home Insurance Cost Rise?
Anna, that's good news cause I have 2 and would hate to pay any more than I already am.
Anna ~ I do wonder if that changes based on location .. and for that matter insurance companies? or would that be a standard issue.
Ellen I don't know if this is the case from state to state. Would be interesting to find out. I can imagine in CA where they have so many fires it might be a BIG issue that has caused rates to go up.
Janis - yes - let's find out.
Every day brings uo something new and different, it keeps our brains working!
All I know for sure is that's a pretty cool fireplace and bar I'm looking at right there Miss Banana. I wouldn't mind sitting in that leather chair having an "adult beverage" either..........no matter what the cost would be!
I have never had that question either, but hey, if one person has the question, other's do too. I am going to ask my insurance friends around here as each state may be different.
Pretty much every house in Ca has a fireplace or two. Whether it is used or not is a different story. I will have to place a call to my insurance guy and find out if there is an extra cost for the fireplace. Maybe the rates are different for homeowners in the rural and mountain areas.
Leslie - exactly. I hadn't thought about it before.....so it was interesting to find out for sure.
Come on down to Phoenix Roger.....we'd love to have you!
Brenda - it will be interesting to find out where other states are at. BTW....congrats again on your change!
Sarah let us know what you find out. Thanks!
Funny, when I think of Phoenix, I don't think of fireplaces.
It sounds like the buyers found the right Broker for this purchase Anna.
Congrats.
Anna, I've never had anyone ask that question. Could be they ran across this before in California. Different states different rules. Congratulations on the transaction and a successful closing.
It is great when you have a trusted professional to go to with those hard to answer questions! Have a great week!
Anna
Fairly soon, anyone wanting a FP in a new home will have to buy other California. Already, many counties ban them and soon it will be statewide. cheers cvc
Anna, They always ask in my area if the home has a fireplace when they are rating the insurance. But the benefits are worth it.
Anna:
I suppose the buyers wondered about the fireplace because they may have thought that fireplaces were not common in Arizona. In any event, you were able to answer their question quickly and clear the hurdles to making an offer. Good job.
Anna - CONGRATS on the accepted offer! Good info to have, too - I know insurance apps always ask if there's a fireplace....
Tom you'd be surprised how many homes have fireplaces here in the Phoenix Metro area. I love having one espcially around the winter holidays.
Michael I imagine with all the fires CA has had the last years it would be a bigger issue.
Kathryn - indeed. That goes for all of us! You too!
Curtis are the old fireplaces ok or how are they handling that?
Debbie - so it cost more in your area?
Evelyn they asked when we were at the home with a fireplace. Natually it came up and it was an interesting question for me. A first....
Sharon - they were lucky. When we're up against muliple offers it can get a little dicey.
Ms. Anna Banana,
Congrats on the accepted offer.
It's great to have a "go-to" insurance guy or gal to give a definitive answer to a question like that. The Realtor can think they know the answer, but it's conclusive getting it directly from someone who knows FOR SURE.
I'm sure there are lots of SF bay area investors looking in Phoenix and vicinity. What price home did they purchase, what will it rent for, and how long will it be vacant?
Finding a rental with a fireplace would be a great selling point, I would think. Thanks for a great answer to an odd question.
Login or register to leave a comment