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On one of the forums in which I posted this blog, many of those commenting stated that they just didn't think that potential home buyers knew of all the mortgage program options that exist for home buying currently ... especially those mortgage programs that exist that allow for smaller down payments. They assume incorrectly that these options have dried-up.
Well, I'm here to say ... good opportunities for no-or-low down payment DO exist ... and in fairly large numbers. You have options. (And of course, if you want to know about them ... I invite you to contact me.)
But within this blog post, I guess I'm really here to urge ... if YOU are a new home buyer that successfully utilized one of the many mortgage programs available that allows for no-or-smaller down payment ... GOSSIP ABOUT IT! Spread the word!
These days, we talk and yak about lots of things in person, but on public forums and social media too. Both personally and professionally. Many times, what we talk about is simply GOOD beneficial gossip. It exists! The info we provide ends-up educating and helping someone else.
We share all sorts of things together on these forums. We also vent. We tell stories, swap songs, swap pics, commiserate together. And we often times provide valuable info to each other in this way.
So why not share info about your home buying and home financing success too??
If you bought your home successfully, utilizing a mortgage financing program that allowed for no-or-little down payment, spread the word! Gossip about it!You might be educating someone else by doing it. Your info and successes just might motivate them to investigate whether they too can become a home owner.
As a mortgage lender, I provide mortgage and credit information all day, each and every day. The purpose is to educate, in one way or another. I want to help. But it's my responsibility to do so too.
To reach as many as possible, I reach-out in a variety of forums. Here on this blog. Via social medias. Email blasts. Written, snail mail. Texts. Video and audio. Even providing my contact forms upon my website is a way of reaching out, spreading the word. Each and every one, is meant to inform and educate about one portion of financing and credit, or another.
But not one of these methods can even begin to compete with the impact that personal, word-of-mouth experiences have. Friendly, Personal, Good Gossip is what I call it. And it works!
I've always found that a personal story ... a firsthand account, is a much stronger message. It's digested and retained better. Engages the listener more directly. Bears more weight. Motivates more effectively.
And as much as I'd like to, I've come to the conclusion that I'm personally not going to find and educate each and every person that dreams of buying and financing a home, no matter how effective my social media methods are. I need your help to accomplish that. And the truth of it is ... we ALL can be teachers and help educate, in one way or another.
So I ask that you start thinking. Who do you know that might learn from or be interested in hearing your home buying and mortgage success story? In receiving this type of education? Who might you know that is dreaming of buying their new home??
Let's say you tell a handful of people that you sought and found a "no-or-low down payment" and closed your mortgage successfully with it. They in turn, each tell a handful of people they know of your experience ... and those each tell another handful of people?? On and on it goes!
Well ... you've just taken part in educating a whole lot of people. And possibly helped someone else become a new home owner. And you've GOT to feel good about that!
It isn't that hard to do either. Won't take much time or effort. You just spread some good gossip! You just tell your story.
So ... think about it. Who can YOU help educate? Assist into home ownership? Who can you help fulfill a dream?
Try some good gossiping today!
* Simply want to know what home buying and mortgage financing options exist for you? Hoping to get on the right path to buy a home? Contact me today!
Together we will discover what home buying opportunities are available to you now .. or in your future.