After several months researching the experts, I have my Perfect Loan Process that allows all of my Mortgage Loans to be streamlined and remove "dead" time when no progress is made on the file.

How is this different from how I usually do business? I'm glad you asked! This will ensure that I keep all parties involved and updated every time the Status progresses on the file without you having to call me asking what is going on with the file every other day. We have a checklist that delegates every action point in the Loan Process from Application to Funding that allows us to Close loans more efficiently. 

Since most people are tuned into one station - WIIFM (What's In It For Me) - I'll answer the obvious questions:

What's In It For the Buyer? I'm glad you asked! You will have a Pre-Approved letter that your Realtor will present to the Seller's Realtor  to ensure that the Seller takes your offer very seriously - more so than someone who still has not contacted their lender yet. You will receive staus updates of how your loan is progressing so you won't have to keep calling me or your Realtor about what is going on with your loan.

What's In It For the Realtors? I'm glad you asked! When your broker asks you what the status is on our loans, you will give him a status sheet that we fax to you that shows in black and white exactly where that loan is in progress - helping you be more organized and less stressed (about our loans anyway). PLUS the Buyer and Seller will be calling you less as well -they will have their own copy of the status.

What's In It For the Seller? I'm glad you asked! You are just as important in this process as anyone else, so I will send you a staus update as well so you don't have to call your Realtor and ask what is happening with the loan.

What's In It For Brian? I'm very glad you asked! I get paid faster because the loan funds quicker. I receive more referrals because everyone involved is cheering about the smooth process. Every status update you receive has my smiling face on it so you remember who made your life easier. (See picture at top right)

                                Let's face it, sometimes Real Estate transactions go Perfect.

                                                                                   Sometimes they go terribly wrong.
 

Wouldn't it be easier either way if you knew what was going on with the loan at any given time?