Today's real estate market offers many things for buyers.  Lower prices than we have seen in years past, historically low interest rates and in many price ranges a good selection of homes to choose from. That's all good news. However if you have served in the military and have your VA Eligibilty available to you, then you have a lot to be excited about!

When you purchase a home and finance it with your VA Elibility Certificate everyone knows you get to buy with a Zero Down Home Loan. Well, it gets better! Right now many sellers are still offering to pay some, if not all of your closing costs and chances are the lender also is offering you a lender credit as well!

"Now this is where I am going to sound like one of those early morning commericals on TV. But wait, there's more!"

                                         search for homesThe really great news is...

Your VA Loan is assumable. How does that benefit you?

Well, as prices rise (and they will) and interest rates rise (and they will) in years to come you will have something that is very marketable. A VA Assumable Loan.

When I first started real estate anyone could assume a loan. However the VA Office got stuck with a lot of homes. So the rules changed and now if you have a VA Loan on your home and you want to sell. Another veteran can assume your loan if they qualify. However you loose that porttion of your VA Eligibilty when moving to your new desitination. So you may want to consider a offering your home for sale a Substition. That is where a VA Quailified Buyer subsitutes their VA Eligibilty for yours. Therefore you will be released from liabilty and free to move to your new desitination and buy another home.

Let's say several years pass, and you want to sell. If interest rates go up a few points your low, low assumable interest rate suddenly becomes very attractive to home buyers who need a lower payment and who want a lower interest rate!

So, if you have been thinking about buying a home but were afraid. Don't be. Let me help you find the  "right home" for you. The one that makes sense for the way you live.

Note:VA Buyers in the Prince William County can use a VA Loan on a home purchase up to $625,500!

Start your search right here.

Homes for sale in Lake Ridge Virginia

Homes for sale near Fort Belvoir

Homes for sale near Quantico

Watch some of my informational video's for home buyers and sellers 

 

 

 

Peggy James REALTOR® Woodbridge Virginia

" You would want to hire me as your REALTOR®, if you're looking for a high energy, positive, take charge,knowledgeable person that is passionate about helping you get what you want! "

That's me! I'm easy going, and prefer to communicate by email, text and I use the latest technology to not only to stay in touch with you, but to market homes for sale as well and to negotiate.Still not sure I'm the right local professional for you? Check out my LakeRidgeVARealEstateNews blog or head on over to my LakeRidgeVAHomesForSale.com website to learn how I have others just like you sell or buy a home in the local area.

Read Success Stories Here 

To search for home currently Active Sale right now Start Here

The area's I service in Virginia are Lake Ridge, Woodbridge, Manassas. If you live outside these area's let's talk. If you have found my information helpful and you like what you see, chances are if I cannot help you, I know another REALTOR® who can. 

Tip: when reading any blog post, pay close attention to the date post was written as homes sell quickly. Call author for up to date information.     

Do you need help?  Have a question? Contact me now  

Note: This real estate blog is written by me Peggy James and it is is my opinion and may not reflect the opinion of Exit Choice Realty 14067 Crown Ct, Woodbridge Virginia 22193.

I have been blogging since 2008 and I am a full time REALTOR® .

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Peggy James

Peggy James Listing Agent in Woodbridge Virginia

Woodbridge, VA

More about me…

Exit Choice Realty

Address: 14067 Crown Ct, Woodbridge, VA, 22193

Office Phone: (703) 350-4990 x 104

Cell Phone: (703) 851-3085

Email Me

Lake Ridge Virginia Real Estate News Local real estate agent Peggy James of Exit Choice Realty blogs about current real estate market conditions, just listed, just sold, and shares tips and information for home buyers and sellers in Lake Ridge Virginia.

Lake Ridge VA Real Estate News- Peggy James a local Realtor® helps home buyers and sellers in the Woodbridge,Lake Ridge, Manassas, Dale City, and Quantico Virginia area's. Ask questions, learn about short sales, foreclosure homes,how to sell your home fast. Find active homes for sale, learn "what's happening" in the local Prince William County Virginia Real Estate market.

Let me know if I can help you with a real estate question call 703-851-3085.

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Have a question? Feel free to call me direct at 703-851-3085. " Have a Super Day!"



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