Treasury two-year notes rose, pushing yields toward a three-year low, as Federal Reserve Chairman Ben S. Bernanke signaled the central bank may cut borrowing costs this month to offset ``downside risks.''

MAY cut most likely means, WILL cut!

Traders increased bets the central bank will reduce borrowing costs by a half-percentage point on Jan. 30 as Bernanke gave his first assessment of the economy since the Fed's Dec. 11 meeting.

With any luck, maybe these low rates will spur home sales!

:-)