Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Buying your first home can be a satisfying and rewarding experience
however, you need to determine if you are ready to take that exciting
leap into homeownership.
Are You Financially Ready?
Find out how much you really can afford. There
are mortgage calculators available online that can give you an idea
of what mortgage payments will be. However, these often don't
include other expenses of home ownership like property taxes,
maintenance and insurance.
Save as much as you can for a down payment and
closing costs. Standard mortgages require between 5-10% down. The
more you have down the less your monthly mortgage payment will be.
Think about saving for your down payment
longer. For 6 months try putting aside what you think your monthly
mortgage payment, insurance and property taxes will be. This can
show you if you are financially able to afford a home. If you can't
afford this, don't get discourage and keep saving for a larger down
Contact a few mortgage professionals and get
pre-qualified. Getting pre-qualified for a loan gives you and idea
of how much you can afford as well as loan programs that are
available. This takes very little time, is of great value and can
generally be done of the phone or at an initial meeting with a loan
Consider what closing costs might be. There
are associated fees when getting a mortgage including lender, title
and settlement fees, taxes and prepaid items such as homeowners
insurance or HOA fees.
Check prices of homes online. There are plenty
of sites that offer home prices and the capability to look at homes
currently on the market. You might also want to start looking for a
real estate agent to help with your search.
Consider smaller homes including townhouses,
condominiums and manufactured homes. These are usually the most
affordable in most areas and might be only slightly higher payments
than what you could be paying in rent. If your rent is $900 per
month, with a 6% rental increase per year, you will pay $133,560 in
rent over a 10 year period!
Weigh your wants versus your needs. What are
your needs now and what will they be in the next 5-10 years. How
long do you see yourself living in this property? Make a list of
important features and areas you are interested in. In your list
include items you "need to have" and are "nice to have".
Look at a homes potential. Remember that you
can re do anything you don't like down the road. Look for a good
core in a house, you can always paint, put new carpet in or redo a
bathroom. If you find a property that you like but it has a few
items you would like to change, get a bid from professionals to see
what it would cost to get those items changed.
Look at other surrounding areas and
neighborhoods. This might take some compromising but looking outside
of neighborhoods you primarily thought you wanted to live in can
open more opportunities for homes in your price range or with the
features you are looking for.
Reasons to Buy a Home
Pride of Ownership
Quality of Life (No Landlord!)
Mortgage Interest Deductions
Property Tax Deductions
Appreciation (Historically housing has
appreciated over the years)
Deferred Gain and Capital Gain Exclusions
Investment Leverage (where else can you buy
this size of an investment with 5-10% down?)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.