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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
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Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
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ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Find informative stats, trends and insider tips on your state, county, city or neighborhood of choice. The insightful experts of ActiveRain share with you in a way only a local resident can.
Did you face foreclosure in either 2009 or 2010? If that's the case, then you could stand to benefit from revisiting an unpleasant past.
More than 4 million people in the U.S. may be eligible for free independent reviews of their foreclosure experiences and could be owed money if mistakes and problems are found, federal officials say.
The bad news, first: Only about 4 percent of those folks have actually asked for the free reviews, according to reports from The Washington Post and other media.
The good news: You have until July 31 to request one, as long as you meet three basic guidelines. In fact, the U.S. government has urged folks to take advantage of the deal, most recently with an easy-to-follow YouTube video from the Federal Reserve.
Why are the reviews being done? Because the U.S. government said so. Fourteen loan servicers, including Bank of America and Wells Fargo, have been mandated to identify borrowers who may have suffered "financial injury" as a result of the foreclosure process between Jan. 1, 2009 to Dec. 31, 2010, the height of the robo-signing crisis. Servicers also were required to set up a process to have independent consultants carry out the reviews.
Errors and problems that may be found during the reviews may mean compensation for borrowers though it's unclear how much borrowers could expect or how long the reviews could take.
Your mortgage loan was active in the foreclosure process between January 1, 2009 and December 31, 2010.
The property was your primary residence.
Here are the participating servicers and their affiliates: America's Servicing Company, Aurora Loan Services, BAC Home Loans Servicing, Bank of America, Beneficial, Chase, Citibank, CitiFinancial, CitiMortgage, Countrywide, EMC, Everbank/Everhome Mortgage Company, Financial Freedom, GMAC Mortgage, HFC, HSBC, IndyMac Mortgage Services, MetLife Bank, National City Mortgage, PNC Mortgage, Sovereign Bank, U.S. Bank, Wachovia Mortgage; Washington Mutual, Wells Fargo; and Wilshire Credit Corporation.
To learn more, call 1-888-952-9105, 8 a.m. to 10 p.m. ET Monday to Friday and 8 a.m. to 5 p.m. ET Saturday.