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I just got off the phone with a very confused investor that really needed guidance. She owned a couple of rentals in Roseville and had a little money in the bank but owed more than the Roseville rentals were worth. To make matters worse she was taking a negative on them every month. Think about that – she was losing $500-$600 dollars a month per rental on properties that were 50% or more upside down. She had been told by what was I’m sure a well-meaning “Roseville short sale specialist” that because she had some assets she could not short sale. Friends that could not be further from the truth. Now – she may have to pay income taxes on the debt forgiveness but she can absolutely do a Roseville short sale and walk away from the debt with no risk of deficiency*.
Can you see how dangerous bad information can be? Had this woman listed to that individual she would have let the properties got to Roseville foreclosure and because she had recourse second, would have had an income tax problem from the debt forgiveness on the first and still had liability for the second. With a Roseville short sale she will have no liability but will have to cover the income taxes.
The moral of the story is not all Roseville short sale agents are created equally. Make sure you check out their qualifications before selecting your agent. The wrong choice could financially haunt you for years.
To get a better idea of when your Roseville home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation. Call me today and sleep better tonight; you’ll be glad you did
Thanks for joining us,
CDAT, CDPE, HAFA CERTIFIED
If you are a homeowner who has missed payments, possibly facing foreclosure, owes more than your home is worth or are just looking for short sale information or advice, please contact Mike Rigley, Certified Default Advocate, Distressed Propety Expert and Short Sale Specialist at 888-317-9376 or email me at email@example.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Mike Rigley's personal views and do not reflect the views of Keller Williams Realty
Author Bio: Consistently ranked as one of Northern California’s top Real Estate Agents, Mike Rigley is one of the areas premiere Certified Default Advocates. With his strong focus on assisting homeowners in need, Mike offers a straightforward no nonsense consultation designed to give you all the information and facts to enable you to make the best decision for you and your family.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.