I am doing a short sale and the lender is Wells Fargo. Having gone through the usual hassle getting them to acknowledge I'm alive, they asked me all the usual questions to verify it was not Batman instead of me.
All the people up to now have been curteous, and I have been patient. Then I get Lu Lu from La La Land. She was also curteous, but she asked me if there was anything more in the seller's last name. The sellers were a couple named Jane Elizabeth Jones and John Smith. I know them. I read there names off the deed. She kept saying there is more to the seller's name. I kept saying I didn't have more. This went on for awhile and I was getting ... ticked off. So I decided to just hang up and start over. No one had previously asked me this ludicrous question, so maybe a new head would not ask me. The new head goes through all the questions again and asks for the seller's names. I answer. She says there is more to the seller's name. Now I'm totally flabergasted. Then it came to me ... they got married after they bought the house ... so I said "Jane Elizabeth Jones Smith and John Smith" and she perkily said "Thank you" and I was in.
Three things were reaffirmed in my mind here. First, I would not have their job in a million years. Second, you should always get a copy of the mortgage statement to get the names instead of relying on the deed (for some reason they changed the mortgagees name but not the deed). Third, never expect them to attempt to think because you'd be better off with R2D2 on the line.
4 Comments on Short Sales and Correct Names
Good morning, Ron. How absurd that she couldn't figure that out on her own - thanks for the reminder to anticipate ridiculous questions.
The obvious is very often not so obvious to everyone....and maybe we should not assume that the thinking hat is going to be worn by all we deal with. Nice thing though - all were courteous!
When you have $8-12 an hour employees on the other end what would you expect? Besides they are programmed to look at a computer screen for everything in life.
Sometimes people are just testing our patience and they don't even know it. I see it at the banks all the time with the new tellers asking what is DBA on my checks I am trying to get cashed. They never heard of DOING BUSINSS AS.
Oh well my dad once told me I was young and dumb many years ago...
Great post...