I am doing a short sale and the lender is Wells Fargo. Having gone through the usual hassle getting them to acknowledge I'm alive, they asked me all the usual questions to verify it was not Batman instead of me. 

All the people up to now have been curteous, and I have been patient. Then I get Lu Lu from La La Land. She was also curteous, but she asked me if there was anything more in the seller's last name. The sellers were a couple named Jane Elizabeth Jones and John Smith. I know them. I read there names off the deed. She kept saying there is more to the seller's name. I kept saying I didn't have more. This went on for awhile and I was getting ... ticked off. So I decided to just hang up and start over. No one had previously asked me this ludicrous question, so maybe a new head would not ask me. The new head goes through all the questions again and asks for the seller's names. I answer. She says there is more to the seller's name. Now I'm totally flabergasted. Then it came to me ... they got married after they bought the house ... so I said "Jane Elizabeth Jones Smith and John Smith" and she perkily said "Thank you" and I was in.

Three things were reaffirmed in my mind here. First, I would not have their job in a million years. Second, you should always get a copy of the mortgage statement to get the names instead of relying on the deed (for some reason they changed the mortgagees name but not the deed). Third, never expect them to attempt to think because you'd be better off with R2D2 on the line.

 
Post is included in group: Prudential Network
Post is included in group: Farms, Ranches, Acreages and Land
Post is included in group: North Georgia Real Estate
Post is included in group: North Georgia Mountains
Post is included in group: Equestrian Properties

4 Comments on Short Sales and Correct Names

JUN
21
366,085 Points 29 Featured Posts Outside Blog Called Shot Master

Good morning, Ron. How absurd that she couldn't figure that out on her own - thanks for the reminder to anticipate ridiculous questions.

5:15am • #1
811,642 Points 20 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

The obvious is very often not so obvious to everyone....and maybe we should not assume that the thinking hat is going to be worn by all we deal with.  Nice thing though - all were courteous!

5:21am • #2
415,999 Points Outside Blog

When you have $8-12 an hour employees on the other end what would you expect? Besides they are programmed to look at a computer screen for everything in life. 

5:21am • #3
118,607 Points 1 Featured Post

Sometimes people are just testing our patience and they don't even know it.  I see it at the banks all the time with the new tellers asking what is DBA on my checks I am trying to get cashed.  They never heard of DOING BUSINSS AS. 

Oh well my dad once told me I was young and dumb many years ago...

 

Great post...

5:36am • #4


Spam prevention

To submit the form,
drag the magnifying-glass to the circle on the side.

Image?id=e6b2a116b241d041e2153f7c5ae8a2ac436c5aca Image?id=32e4f790f5e17064d19681119715d000c5a4130a Image?id=a845c67173cdfa2a1fb1979da9718b6f63d8f02a Image?id=bf53ad78f4ef68c197c0201d90e0f1e2cebf2373 Image?id=5d735af999f5bd222431780cb1f5df8f3f973fe7

Accessibility option: listen to a question and answer it!

Type below the answer to what you hear. Numbers or words, lowercase:

Leave a response…


(optional)
Spam prevention

To submit the form,
drag the world to the circle on the side.

Image?id=b7dc6cd9cf62831721587fd7faf52a23ccbc3ac8 Image?id=de748fa58ea3fcf807c22d9d3f43393f7efe0464 Image?id=0b0a21d42dbc4417b8b0935afa75c2b6c689a171 Image?id=407fc881e743cd2a2d2d548605a4a289921369fa Image?id=9311ad9f1fb59273ccb973d6e7fb69642133d7fb

Accessibility option: listen to a question and answer it!

Type below the answer to what you hear. Numbers or words, lowercase:

 

Find GA real estate agents and Jasper real estate on ActiveRain.