There maybe 50 different reasons . . but to get there you must go trough four doors that you need to open first:

Door #1 Denial ( easily associated to every short sale that I've ever listed) 

Door #2 Anger  (  I can assure you that this is very common. .as long as is diverted correctly)

Door #3 Depression ( It is a low point in any life. . no doubt. .you can't ignore that)

Door #4 Acceptance ( This is when we come in as professionals and I'm like a doorman . .waiting for their arrival as my guidance kicks in. .

50 Shades Of Hardships in a Short Sale


If you feel somewhat repressed of your current  situation and perhaps you are wondering secretly. .

Should I do a short sale?

There are many options you may have . .if you find yourself in a hardship with a a desire to liberate yourself of the chains that bind your strapped financial condition.
 
I have encountered  many one and one consultations with homeowners in distress. . I accumulated a collection of different hardships.I would like to share it now. .partly because you can see the differences in short sales, the different  needs of homeowners and the intricate parts of this complicated transaction.
 
 
 

50 Shades Of  Different Hardships in a Short Sale


  1. Divorce
  2. Loss of a job
  3. Disability
  4. Employment curtailment 
  5. Increase Expenses
  6. Medical Expenses
  7. Illness
  8. Separation
  9. Abandonment 
  10. Relocation
  11. High Credit Card Bills
  12. Legal Difficulties
  13. Accident
  14. Military Service
  15. Car Troubles
  16. Inheritance
  17. Tax Increase
  18. Insurance Increase
  19. Jail
  20. Business Failure
  21. Robbery
  22. Lawsuit
  23. Assisting Sick Parents 
  24. Assisting Sick Sibling
  25. Decaying Property 
  26. Excessive Obligations
  27. High Energy Costs
  28. Payment Adjustment Increase
  29. Damage to Property
  30. Natural Disaster
  31. Neighborhood Crime
  32. Unplanned Expanding Family
  33. Mandatory House Arrest
  34. Judgment 
  35. Tax Lien
  36. Property Flooded
  37. Basement Flooded
  38. Mold
  39. Radon
  40. Tree Damage to House
  41. Infestation
  42. Plant Closing
  43. Union Strike
  44. Temporary Job Loss
  45. Unplanned Pregnancy
  46. Heart Attack
  47. Loan Modification Terms
  48. Loan Modification Denial
  49. No Principal Reduction on Loan Modification 
  50. Lender Bullying
If you are considering a short sale for your property in Maryland, DC or Virginia, I can assure you that you will be represented by a Realtor experienced in short sales, who knows all the ins and outs of obtaining a third party approval that could ultimately benefit your future financial plans

Fernando Herboso
Short Sales Specialist Maryland
240-426-5754 
 

 

 
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4 Comments on Fifty Shades of Hardships. . in a Short Sale (Part Two)

JUN
23
171,967 Points 4 Featured Posts Outside Blog Called Shot Master

Fernando,

Short sales are a difficult issue to deal with.  Many people don't understand the options they have.  Thank you for sharing.
5:12am • #1
347,395 Points 29 Featured Posts Outside Blog Called Shot Master

Wow. Your list is impressive and reflects your experience. I'm sure there are homeowners who are underwater and didn't think they had a 'hardship' that could benefit from your list and from your experience. Thanks for sharing!
5:39am • #2
224,729 Points 4 Featured Posts Outside Blog Called Shot Master

Fernando, great list of potential reasons for hardship which is a key factor is getting a short sale approved. Thanks Dave
7:55am • #3
725,790 Points 103 Featured Posts Outside Blog Called Shot Master

Hi Fernando - That is quite a list, and you probably even missed a few. The key is working with qualified financial advisors to identify the correct course, and if it is a short sale, making sure to hire an experienced professional agent such as yourself.
9:51am • #4


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Fernando Herboso www.ReallyNiceHomes.com Herboso & Associates | MD & VA -

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office Phone: (301) 246-0001

Cell Phone: (240) 426-5754

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