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DAILY NEWS & ADVICE FROM REALTY TIMES 01/11/2008

A VERY HAPPY NEW YEAR

Paul Stillwaggon & Pat Cornish
908-561-5492

January 2008

LINKING THE LATEST TECHNOLOGY
TO OLD FASHIONED SERVICE

Daily News And Advice
Updated 09:38 AM CST Today

Today's Feature Stories

Investor Report: Short Sales Transactions Hot

What's the hottest subject right now in residential real estate investing? No question about it: Picking up houses at great prices through short sales-transactions where lenders agree to take less than they're owed and allow financially-stressed home sellers to avoid foreclosure. FULL STORY->

Wild Wild West: Idahoans' Faith Boosts Home Values

Whenever Idahoans approve a new Mormon temple the faithful congregate in housing nearby and that gives home values an extra boost in the Gem State. FULL STORY->

Real-time Home Index Says Listing Prices Dropped In December

Prices for homes listed for sale fell in 16 out of 20 markets that compose a new index called the Real-Time Housing Market Report. Days on the market also increased in virtually all markets. But are all markets lanquishing? Some are signaling a turnaround. FULL STORY->

Weak Economic Reports Lead to Plummeting Mortgage Rates

Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.87 percent with an average 0.4 point for the week ending January 10, 2008, down from last week when it averaged 6.07 percent as well. Last year at this time, the 30-year FRM averaged 6.21 percent. FULL STORY->

Quality of Home Inspection Varies By Region

A new report released by the American Society of Home Inspectors (ASHI) ranks the best and worst states for home inspections according to the society's criteria. FULL STORY->

SOLD! Advertising Your Success

As real estate agents and salespeople, one of our primary roles in the house selling process is to effectively market and advertise a client's home. How much effort do you invest in advertising yourself? FULL STORY->

Headlines

Real Estate Outlook: Mixed Messages
One of housing's sharpest economic forecasters says the market has been speaking to us with mixed messages so far this year. FULL STORY->

Second Homes: Vacation Rentals Get Free Google Listing
You don't need a website or an online vacation rental listing service to market your vacation rental property on the Internet. Like Craig's List it's free, but Google Base offers much more of the polished pizzazz you typically associate with professional online vacation rental listing websites. FULL STORY->

Lower Mortgage Interest Rates Boost Refinancings, Affordability
The typical homeowner plans to stay in their home about 10 years. That could explain why more people were interested in refinancing their mortgages last week than putting their houses on the market. Near record low interest rates are making home much more affordable. FULL STORY->

Interest Rate Update
Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees. FULL STORY->

Ask Realty Times: Zoning Issues
tba FULL STORY->

Market Conditions: San Antonio, Texas
San Antonio, Texas, known as The Alamo city, has seen prices rise in recent months. This comes to us from Broker David Bowman, who also reports that the recent entry of investors into the market offers further proof of San Antonio's coming of age. FULL STORY->

HOA Reserve Failure Modes
Reserve planning is something that every homeowner association, regardless of size, should do because the HOA is entrusted with very expensive assets that affect member home values. FULL STORY->

Ask the HOA Expert
A board member puts her outdoor furniture in the common area adjacent to her unit, insisting she was given permission by the developer. Is this permissible? Can payment of HOA fees be withheld if the payer feels the HOA is not doing its job? FULL STORY->

Mortgage Fraud and Foreclosures, Kissing Cousins
Problems in the mortgage industry affect the entire national economy and can even destabilize the global economy. Columnist Ralph Roberts explains. FULL STORY->

Real Estate Marketing Strategies: 7 Tips To Make Public Speaking Easier
Did you know that most people would rather die than speak in public? This article offers 7 tips to become relaxed and at ease with public speaking. FULL STORY->

New Law Helps Ease Pain for Some Facing Foreclosure or Short Sale

Life Expectancy of Home Components

Condo Trends: Florida Reaching the Bottom?

Why Is Maryland Giving Away Light Bulbs?

Interest Rate Update

Realty Viewpoint: Market Timers Keep Housing From Booming

Ask Realty Times: Who Pays Closing Costs?

Mortgage Moment: No Closing Costs Loans

Market Conditions: Raleigh, North Carolina

Once Holiday Decorations Are Down, Let Houseplants Fill In The Blank Spots

8 Quick (and Inexpensive) Ways to Market Yourself Online

Mortgage Insurance Tax Deduction Extended

Could Buying a Foreclosure Property Send You to Jail?

Sellers and Their Agents: Pay Attention to Homebuyer Survey

Wild Wild West: California New Home Rebound Forecast

New Homes: Two Master Bedrooms

Housing Bust: Four More Quarters

Home Selling Tips For Spring Buyer's Market

Ask Realty Times: Foreclosure vs. Auction

Market Conditions: Prince William County, Virginia

CURRENT
MORTGAGE RATES

Interest Rate Watch

30 yr fixed:	6.07%
15 yr fixed:	5.68%
1 yr adj:	5.47%

(U.S. Daily Averages)

LIBRARY

Buyers Advice

Sellers Advice

Homeowners Advice

Advice for New Homes

Advice For Borrowers

Rental Advice

Homeowner Association News

NAR News

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Paul Stillwaggon & Pat Cornish
908-561-5492,
New Homes/ Land
& Pre-Owned Homes
E-mail: njestates@earthlink.net
Web: http://www.newjerseyestates.net/
908-561-5492 (Paul) 908-310-1358 (Cell)

908-561-6499 (Pat) 908-578-0890 (Cell)

Weichert Realtors
New Jersey Estates
908-561-5400
55 Stirling Road, Watchung, N.J. 07069

Equal Housing Opportunity

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Paul F Stillwaggon
Weichert Realtors
NJ Estates / Real Estate Group
55 Stirling Road, Watchung, NJ, 07069
Web- http://www.njestates.Net
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Paul (Direct) 908.561.5492 (Cell) 908.310.1358

Posted by Paul Stillwaggon, Luxury New & Pre-Owned Homes in Central NJ on 01/11/2008 05:12 PM

Comments (1)

new jersey newsletter

This post has been included in New Jersey Information

1 Comments on DAILY NEWS & ADVICE FROM REALTY TIMES 01/11/2008

JAN

2008

I have this on my website as a daily real estate update Paul. This should offer people a good look at what is available to include for market updates.

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