I just posted Part 2 first from Fernando Herboso so I scouted around to find his Part 1 for you, too. I like how he ties the grief cycle in to this. How accurate and how informative. Check out the list below for more information. This gives me the idea to post info from some of my CDPE Corse information notes about Southern MD.

Via Fernando Herboso #1 Real Estate Site www.ReallyNiceHomes.com in MD & VA (Herboso & Associates LLC- Broker 301-246-0001):

50 Shades Of Hardships in a Short Sale


If you feel somewhat repressed of your current  situation and perhaps you are wondering secretly. .

Should I do a short sale?

There are many options you may have . .if you find yourself in a hardship with a a desire to liberate yourself of the chains that bind your strapped financial condition.

I have encountered  many one and one consultations with homeowners in distress. . I accumulated a collection of different hardships.I would like to share it now. .partly because you can see the differences in short sales, the different  needs of homeowners and the intricate parts of this complicated transaction.


50 Shades Of  Different Hardships in a Short Sale


  1. Divorce
  2. Loss of a job
  3. Disability
  4. Employment curtailment 
  5. Increase Expenses
  6. Medical Expenses
  7. Illness
  8. Separation
  9. Abandonment 
  10. Relocation
  11. High Credit Card Bills
  12. Legal Difficulties
  13. Accident
  14. Military Service
  15. Car Troubles
  16. Inheritance
  17. Tax Increase
  18. Insurance Increase
  19. Jail
  20. Business Failure
  21. Robbery
  22. Lawsuit
  23. Assisting Sick Parents 
  24. Assisting Sick Sibling
  25. Decaying Property 
  26. Excessive Obligations
  27. High Energy Costs
  28. Payment Adjustment Increase
  29. Damage to Property
  30. Natural Disaster
  31. Neighborhood Crime
  32. Unplanned Expanding Family
  33. Mandatory House Arrest
  34. Judgement 
  35. Tax Lien
  36. Property Flooded
  37. Basement Flooded
  38. Mold
  39. Radon
  40. Tree Damage to House
  41. Infestation
  42. Plant Closing
  43. Union Strike
  44. Temporary Job Loss
  45. Unplanned Pregnancy
  46. Heart Attack
  47. Loan Modification Terms
  48. Loan Modification Denial
  49. No Principal Reduction on Loan Modification 
  50. Lender Bullying
If you are considering a short sale for your property in Maryland, DC or Virginia, I can assure you that you will be represented by a Realtor experienced in short sales, who knows all the ins and outs of obtaining a third party approval that could ultimately benefit your future financial plans

Fernando Herboso
Short Sales Specialist Maryland
240-426-5754 

_________________________________________________________________________________


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4 Comments on Fifty Shades of Hardships. . in a Short Sale

JUL
08
657,561 Points 2 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

The choices are not easy.  It is a difficult time for so many of the people.

8:42am • #1
636,965 Points 10 Featured Posts Localism Sponsor Outside Blog

Cheryl - After several years of unsuccessful attempts to purchase and sell short sales with the help of several experts in the field, I'm happy to say that the market for short sales in my area is gone, and I hope it never comes back.

8:51am • #2
631,975 Points 3 Featured Posts Outside Blog Attended Rain Camp

Hello Cheryl,

Great reblog, I had missed Fernando's post(s) the first time around.

9:31am • #3
1,422,192 Points 41 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Thanks for the repost Cheryl.. .

that wasn't a hard list to come up with. .

9:35am • #4


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Cheryl Ritchie Southern Maryland 301-980-7566

Huntingtown, MD

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RE/MAX Leading Edge www.GoldenResults.com

Address: 2049 West Street Suite D, Annapolis, MD, 21401

Office Phone: (301) 855-5215

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