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♪♪My Short Sale Extension Date was Approved This Morning♪♪
I have been in a short sale with Chase Bank since March. We asked for one extension on June 29 and it was finally approved on July 9th. We were asking for 1 week extension from the Trustee Sale Date and they gave us 4 weeks. I am elated and we are closing this Friday…oh happy days!
Both the buyers and the sellers are extremely happy. It was a long 10 days waiting for the extension but the holiday seemed to be the problem and the bank negotiator was happy to approve it when she got back.
Short Sales can be long and drawn out and draining on all the parties but typically they move really fast after all the paperwork is in.
Agents: Short Sales are hard and require a lot of paperwork in the beginning. Once this is done, it is usually just the waiting period and some tasks on-line. It is such a rewarding job to help out a homeowner in distress. If you have not done one....try it as you will like it.
Sellers: If you are in an impossible situation, DO NOT give up but call a local agent to help. I am told that about 78% of all short sales are being approved now and the other 12% are a variety of reasons but usually the paperwork was not submitted and/or the reason was not really a hardship. Banks want to help but it has to be a genuine hardship; loss of job, loss of spouse, overwhelming debt, medical problems, retirement issues, leaving the state for employment, etc. Just because you have lost equity, doesn’t always mean the bank will approve it. But call a Realtor and find out. Do not sit back and let your home go to FORECLOSURE. Trust me the banks are approving the short sales as they lose more money on foreclosures.
Buyers: You can get some good bargains if you submit a fair offer and are willing to wait a few months. Typically in a short sale, the home is in much better condition and will not have any problems getting the loan. With many REO homes, the repairs are overwhelming and cannot qualify for a loan. If you are willing to wait just a few extra months, there are some wonderful bargains to be found and purchased.Don't give up and be positive as the sun always rises every morning without fail. If you work as a team agent/homeowner, agent/buyer, agent/agent, ...you will see positive results.
I sell real estate in Riverside and San Bernardino Counties; Loma Linda, Redlands, Highland, Colton, Yucaipa, San Bernardino, Palm Springs, La Quinta, Rancho Mirage and all other cities in California. I am a trained and experienced Short Sale agent. If you are looking for a professional and experienced agent, I am just a click away. Google me at Kristin Hamilton-Real Estate Agent. Homeowners and Buyers both will find my services top notch and successful. Call me to sell your home; both traditional and short sales.
I am a Southern California Realtor and have a wide variety of interests. First of all Real Estate is my real love and focus point but I do have hobbies. I am interested in photography; nature, landscaping, lunar and solar phases, but Birds are my favorites. I also enjoy scrapbooking, blogging, and traveling; beaches, deserts, and mountains. I am also involved in the community as I care about the Inland Empire and making it a better place to live.
I write this daily blog composed of nature, real estate news and interesting stories in Southern Califoria and other places across the United States.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.