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She gives us another important reminder: plan ahead in case the Closing/Settlement date is extended or other unforeseen things occur.
Recently, I co-operated with Bruce Hicks from Hawaii on a sale. In Bruce’s words, the Seller was a “akamai (smart/intelligent) business person”. In addition to being on top of all the sales details, she planned ahead to stay four days at a hotel in Honolulu before her move to Atlanta, GA. If any delay occurred to her ALOHA, she would not be under any pressure!
The GAR (Georgia Association of REALTOR®S) contract forms clearly state that a seven day change is available to either party. Hopefully, agents go over all the details of the contracts with the Clients and, hopefully, again, the Clients are listening!
Read Janis’ post carefully - she covers many topics! Have a happy day, Lynn
I’m Buying My First Home in Newburgh NY ~ When Is the Closing?
Always Have a Back Up Plan!
When buying a home there are many questions and many answers. Not everything is absolute and if you read many parts of the legal forms they don’t seem to answer the most basic questions. Most buyers are not trained in the legal jargon and after reading contracts you may still walk away with questions. I find my buyers come back after meeting with attorneys and ask me “when do we actually get to move in?” or what does that “on or about date ” clause really mean?
It can be hard to predict as many different factors go in to the process. When signing a binder or contracts there are specific dates and deadlines to be met. They fall in a range though. Even with that set of guidelines, there is still the bank to work with and dates for obtaining the mortgage commitment and additional parameters can be adjusted as we go. Given all these changes or adjustments as I like to call them, knowing the exact date is next to impossible. When we are finally “clear to close” and given the green light on the process, then the attorneys need to book a date when everyone can meet at the same time.
In Newburgh NY there is an attorney for the buyer, seller and one for the bank. In addition we need the person for Title and of course the buyer and seller themselves. As a Realtor I always show up for any of my buyers or sellers, but we are not obligated to attend. You can see how coordinating a closing can be a challenge.
The process of buying real estate is local. In Newburgh NY it is usually 45 to 60 days for a closing from the signing of contracts.Contracts begin with enough time for buyers to get a mortgage and for the sellers to move out. Knowing how things can change at the drop of a hat, having a back up plan is always a good thing. Where will you go if the schedule changes and where will you keep your things if you are moving out of another home. No guarantees on the time frame working as planned, but everyone certainly makes the best efforts to stay on track. Of course when there is no Plan B that is usually when something pops up last minute to cause a delay. Being prepared with an answer can help a stressful situation work.
Remembering that once the process is complete and you get to move in, all those issues just go away. Keys are turned over at the closing table from the seller to the buyer. A Happy New Homeowner is the result …and that is when you get a new set of keys to move into your home.
Don’t forget that when you move in to have the locks changed and the garage door opener codes switched. When moving you want to be safe and secure in your Newburgh NY home!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.