Eric have probably written a post that will stand the test of time. As we heard today the feds are toying with the idea that lowering interest rates will bring buyers into the market.
NO NO NO AND CAN I GET ANOTHER NO.
Until people can find a job feel secure about their jobs they are not going to be buying a home or anything else. This adminstration gets it and thus the reason for not wanting to create jobs.
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With low interest rate and record foreclosures inventory , why are Buyers not buying? Seems maybe Buyers want to buy but lenders have been so over regulated that they can't lend to ready and willing and able buyers. lenders have to sell loans into the secondary market i.e. Fannie Mae now with under writhing guidelines so tight lender can lend leading to buyers who can't buy and values continuing to decline to try and pull buyers into the market where they can't buy. So what the fix ? Do you think the Government is going to open its own "Loan office / Real Estate Company " like the car dealership "Buy Here Finance on Site"