Fixed Mortgage Rates Avg. 3.53% (30-Yr), 2.83% (15-Yr) for Week Ending 7/19/2012, Murrieta CA.

Need a new FHA home loan, or want to refinance for a lower mortgage payment? Freddie Mac shows home loans this week averaged 3.53% for 30 year fixed rate mortgages, while 15 year fixed rate mortgages averaged 2.53%.

Need a new FHA home loan, or want to refinance for a lower mortgage payment? Freddie Mac shows home loans this week averaged 3.53% for 30 year fixed rate mortgages, while 15 year fixed rate mortgages averaged 2.83%. 

According to Freddie Mac, the 30-year fixed rate mortgage (FRM) averaged 3.53 percent with an average 0.7 point for the week ending July 19, 2012, down from last week when it averaged 3.56 percent. Last year at this time, the 30-year FRM averaged 4.52 percent.

The 15-year fixed rate mortgage this week averaged 2.83 percent with an average 0.6 point, down from last week when it averaged 2.86 percent. A year ago at this time, the 15-year FRM averaged 3.66 percent.

In the West (CA, AZ, NV, OR, WA, UT, ID, MT, HI, AK, GU), Freddie Mac noted that the 30-year fixed rate mortgage averaged 3.49 percent with an average 0.7 point, while the 15-year fixed rate mortgage this week averaged 2.80 percent with an average 0.7 point.In the West (CA, AZ, NV, OR, WA, UT, ID, MT, HI, AK, GU), Freddie Mac noted that the 30-year fixed rate mortgage averaged 3.49 percent with an average 0.7 point, while the 15-year fixed rate mortgage this week averaged 2.80 percent with an average 0.7 point.

But what's the rate for consumers? According to Jim Starkus, Mortgage Loan Officer with US Bank, “People do not realize that they cannot get the Freddie Mac rate, and that banks have to add ‘servicing’ to the Freddie Mac rate to quote to borrowers.” Jim explained, “If you add about 0.25% to the Freddie Mac or Fannie Mae rate, it will give you the street rate,” which is the rate consumers pay.

Source: Freddie Mac, July 19, 2012, available from "Record Low Mortgage Rates Helping To Stir The Housing Market"; Internet; Accessed July 20, 2012.  

The information provided is deemed reliable, but is not guaranteed.

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3 Comments on Fixed Mortgage Rates Avg. 3.53% (30-Yr), 2.83% (15-Yr) as of 7/19/2012

JUL
20
743,299 Points 5 Featured Posts Outside Blog Called Shot Master

More about Bear Creek, Murrieta CA: The Bear Creek Community is a fully developed, meticulously well-maintained guard-gated neighborhood, featuring a wide range of homes, from condominiums and villas, to spacious single family homes and magnificent estates. Fashioned around a Jack Nicklaus Signature Golf Course, many homes have gorgeous views of pristine fairways and greens. Located in Murrieta, CA, Bear Creek is a wonderful place to live and play, and to raise a family. Bill the Murrieta Broker: REALTOR®, SFR, CBRS, DRE Lic: 01864774, Cell: 951-347-3818, Email: Bill@my3BRealty.comMore about Bear Creek, Murrieta CA: The Bear Creek Community is a fully developed, meticulously well-maintained guard-gated neighborhood, featuring a wide range of homes, from condominiums and villas, to spacious single family homes and magnificent estates. Fashioned around a Jack Nicklaus Signature Golf Course, many homes have gorgeous views of pristine fairways and greens. Located in Murrieta, CA, Bear Creek is a wonderful place to live and play, and to raise a family.

Follow the link to view my list of Bear Creek Homes and Condos for Sale.

Bill the Murrieta Broker: REALTOR®, SFR, CBRS, DRE Lic: 01864774,
Cell: 951-347-3818, Email: Bill@my3BRealty.com
4:59pm • #1
743,299 Points 5 Featured Posts Outside Blog Called Shot Master

More about Murrieta, CA: The City of Murrieta is a young vibrant community cradled in the junction of the 15 and 215 freeways in southwest Riverside County. Murrieta lies on the northern border of Temecula, CA, famous for its Temecula Wine Country. Bill the Murrieta Broker: REALTOR®, SFR, CBRS, DRE Lic: 01864774, Cell: 951-347-3818, Email: Bill@my3BRealty.comMore about Murrieta, CA: The City of Murrieta is a young vibrant community cradled in the junction of the 15 and 215 freeways in southwest Riverside County. Murrieta lies on the northern border of Temecula, CA, famous for its Temecula Wine Country.

Follow the link to view my list of Murrieta Single Family Homes for Sale.
Follow the link to view my list of Murrieta Condos and Townhomes for Sale.

Bill the Murrieta Broker: REALTOR®, SFR, CBRS, DRE Lic: 01864774,
Cell: 951-347-3818, Email: Bill@my3BRealty.com
5:01pm • #2
743,299 Points 5 Featured Posts Outside Blog Called Shot Master

More about me: I’m Bill Burchard, a real estate broker licensed by the California Department of Real Estate (Lic: 01864774). I specialize in Murrieta homes for sale, including bank foreclosures (REO properties) and short sales. I also specialize in Greer Ranch homes for sale, the community where I live. I serve the real estate needs of both home buyers and home sellers in Greer Ranch and in Murrieta, CA.

If you want more information about buying or selling Murrieta real estate, or if you want more information about my Greer Ranch Community (including properties for sale), please contact me, Bill the Murrieta Broker, by phone or text at (951) 347-3818, or email me at Bill@my3BRealty.com.
5:01pm • #3


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Bill Burchard, Broker, REALTOR: Murrieta Homes For Sale, California Real Estate (3B Realty) Rainmaker_large

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