As Short Sale Specialist we so many times focus on the fight (banks, value, appraisers etc.) that we forget to remember the good. I had the opprotunity to be reminded of the good on a recent Elk Grove Short Sale I am working on.
The seller is elderly and affraid. With limited income and a house full of dependants ends were not being met. The seller related to me that many months they had to decise to buy food or make the house payment. With an old Wachovia now Wells Fargo interest only adjustable neg am pick a pay loan with a balloon payment enough was enough. My seller had exhausted her efforts to try to stay in the property before calling me.
We faced numerous issues with the transacton including limited to no funds to relocate, a 1988 built house with an original roof, a seller with no computer / email access and a reluctance to show the property.
As luck (or skill depending on how you look at it) would have it we were able to get her approved for HAFA allowing $3000 for relocation expenses and we found a non FHA / VA buyer to make an acceptable offer. Within weeks we had our approval from Wells Fargo and are in the process of closing the escrow.
We overcame the lack of technology and mobility by having our runner drop off & pick up any documents needing the sellers signature and overcame the reluctance to show th e property by having weekend "Realtor Only" opens. Where there's a will there's a way and this one is going to end well for all.
As a Elk Grove Short Sale Specialist we know the ins and outs of Elk Grove Short Sales. Having worked with all the major servicers like Bank of America, Wells Fargo and Chase, plus most of the other servicers such as Greentree, PNC, US Bank and others, not to mention all types of Elk Grove Short Sales including FHA, VA and HELOC seconds we understand what the banks and investors such as Fannie and Freddie are looking for. Yes, there is a difference in Elk Grove Short Sale Agents. Make sure you make the right choice.
To get a better idea of when your Elk Grove home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest Elk Grove short sale information. Call me today and sleep better tonight; you’ll be glad you did