Rosemary Good information to know. Sincerely Tom braatz

Hi Tom, thanks for dropping by and how are you today.  I have been meaning to check out what I should and not be keeping in my files and so I thought it was something that I could share with others. 

Hello Rosemary,

Good information and well laid out. 

Thank you! And, hello from Minnesota (it's cold here today and the rest of the week).

Marzena 

Marzena ~ thank you but I am sorry to hear about the "cold" weather.  I am not a fan of cold weather.  I like it better in the spring or even summer time.  But your side of the country is prettier in the winter!  Stay warm, somehow and thanks for dropping by.