Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
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Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
A reader asks, “We have found a really nice HUD home in great condition, but all kitchen appliances are gone. They even took kitchen sink, most light fixtures have been removed. Other than that, the house is great.”
“I understand that HUD doesn’t allow repairs prior to closing so I am trying to find out what I really need to pass VA inspection. Do realtors ever let you hook up stove, dishwasher, and sink so you can pass the VA inspection since you are pre-approved for loan and have won the HUD bid?”
The reader’s question is affected by several factors–not just VA minimum property requirements. While the VA MPRs don’t specifically address every single possible problem with a home (missing fixtures, in this case), the home must be assigned a fair market value and such conditions could affect that value.
But there’s a bigger issue to think about–in cases where VA MPRs don’t specifically address a problem such as this, there are local building codes and ordinances which may. These codes and ordinances vary from housing market to housing market. There’s no standard nationwide, so it’s impossible to tell what might pass in one location but fail in another.
The reader’s problem may be that local building code requires these missing fixtures for the home to be considered compliant, but in the case of a HUD home or REO property those requirements may be relaxed somewhat depending on the nature of the problems and other factors. It all depends on individual circumstance; the Department of Veterans Affairs guidelines are designed to offer flexibility for many issues. Each one is handled on a case-by-case basis.
For example, Chapter 12 of the VA Lender’s Handbook states, ” VA may agree to modify the MPRs where justified by certain conditions common to a particular geographic area or occurring on the site, or where such conditions make compliance impractical or impossible…An MPR for existing construction can be waived by the VA field office if
• a veteran is under contract to purchase the property • the veteran and lender request the exemption in writing • the property is habitable from the standpoint of safety, structural soundness and sanitation, and • VA is satisfied that the nonconformity has been fully taken into account by way of depreciation in the VA valuation. ”
For specific help with a situation like the one the reader describes, contact the VA directly at 1-800-827-1000.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.