Improve your credit score and why is it important.
Many lending institutions set qualifications for their extension of credit on your credit score. They will also use your credit score to determine the level of risk you present and corresponding price of credit to you. Over time a poor credit score can cost you thousands of dollars in additional interest that you will pay indifference to someone with a higher score.
How to improve your credit score.
1. Pay your bills on time
2. Pay down your balance
3. Timing – inquiries on your credit report can lower your score
4. Be patient – past history for repayment history is the best indicator
5. Have a good mix of credit types
In other words do not go crazy and buy everything on credit, plan how to stay on a budget and then we can help you find your dream home here in North Idaho.
Patsy Barten provides a level of Real Estate Service that “You are proud to Refer” to buyer and sellers in Post Falls, Coeur d’Alene and Kootenai County, Idaho.
No matter how big or small your real estate dreams may be, you can call me in confidence. Please call today and let me know what I can do to be of service to you. Patsy Barten 208 818-6622.