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You read every other month that the Elk Grove Real Estate market is getting better and you begin to think – “should I hang on to my house?” And for sure the answer is – it depends. So what is going on in the Elk Grove Real Estate market? Are prices really going up? You read prices are up but sale are down. Then sales are up and prices are down. How is anyone supposed to make heads or tails of the situation?
I do not have a crystal ball and know that the conflicting reports can be very confusing. Being a pretty straightforward guy, what I can tell you is this: There is limited supply and pent up demand. The banks are still foreclosing but not as fast a rate as last year. What we also know is there are more buyers than sellers and it is not uncommon to get 3, 4 or even 10 offers on a single property within days of putting it on the market.
Well with supply low and demand high prices should go up right? Yes they should but where we run into problems is getting the property to appraise. Far too many times we have accepted and offer for a Elk Grove Short Sale or REO / Bank Owned property only to have it not appraise. When the appraisal does not come in at offered price we have to do one of several things.
The step that makes the most sense is to lower the accepted price to the appraised price. While this seems simple enough it is not always the case. Asset Managers for the bank owned properties want to minimize the loss as do the negotiators on Elk Grove Short Sales. In a Elk Grove Short Sale we have to actually go back and re-negotiate the price which is not always guaranteed. If the foreclosure sale date is close we could actually lose the property to foreclosure during this process.
What we also know is that as a rule only one third of the homes foreclosed on ever get released to the general public. The other two thirds are sold in bulk sales or to non-profits. This year being an election year there certainly seems to be even less homes than normal
What is going on in the market? Our best estimate is the market will remain flat for the next 3-5 years. Prices will be flat and rate will be low – maybe not a s low as right now but low by historical standards. What the politicians do know is that until unemployment gets to 8% housing will not recover and until housing recovers this country will remain in an uncertain economic state.
If you are upside down in your home more that 10%, don’t expect the economy to pull you out. With the favorable tax laws in place short sale makes the most economic sense.
To get a better idea of when your Elk Grove home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest Elk Grove short sale information. Call me today and sleep better tonight; you’ll be glad you did
Thanks for joining us,
CDAT, CDPE, HAFA CERTIFIED
If you are a homeowner who has missed payments, possibly facing foreclosure, owes more than your home is worth or are just looking for short sale information or advice, please contact Mike Rigley, Certified Default Advocate, Distressed Propety Expert and Short Sale Specialist at 888-317-9376 or email me at firstname.lastname@example.org for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Mike Rigley's personal views and do not reflect the views of Keller Williams Realty
Author Bio: Consistently ranked as one of Northern California’s top Real Estate Agents, Mike Rigley is one of the areas premiere Certified Default Advocates. With his strong focus on assisting homeowners in need, Mike offers a straightforward no nonsense consultation designed to give you all the information and facts to enable you to make the best decision for you and your family.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.